#8–Codependency, shame, and the secrets we keepGrowing up in a codependent family, I learned three fundamental patterns:I'm responsible for everyone's emotionsSomeone else is always responsible for my feelingsThere are no clear boundaries between me...

#7–The Ghost of Misplaced Shame, the Ghost of Isolation's cronyShame hates company and ghosts disappear in the daylight.That's why the Ghost of Misplaced Shame and the Ghost of Isolation work together. Because they know that if you told your truth, y...

#5––Time indifferenceWe, compulsive underearners have a strange relationship with time. It's almost like we don't believe in it. Or we don't believe that it passes, at least for us.When we think about the future, we believe anything is possible: I'll...

#4––The danger of "I know"I know/I don't know.I've spent my whole life pursuing knowledge. Saying––and thinking––, "I know" was my badge of honor.Whenever I don't know something I'm "supposed" to know, I feel unsure, queasy (I wrote this sentence in...

#3––The fear of changing is realHave you ever been so afraid of something that you wished you'd die instead?I have.I was on my way to a meeting that I felt utterly unprepared for and, in the car, I kept fantasizing that a truck would hit me. Dying wo...

#2 –– Committing to changeMy family didn't do change well.They ate too much, exercised too little, complained endlessly about their weight... but rarely took action. Because changing would have taken too much effort.What I learned from that pattern w...

#1 –– Misplaced shameMy dad came back from the bank one Saturday afternoon (it was 1977 in Madrid, so, no online or phone banking, not even ATMs). My mom asked what had taken him so long, wanting to blame him for the cold spaghetti.Smiling, he told u...

Dear ,LinkedIn was burning me out, so I've quit.But I want to continue to share my insights and stories about money ghosts, because I know it's a topic that intrigues many people––maybe it resonates with you?If that's the case and you'd like to get s...