Hi ," " You may have seen the news last week— the U.S. Federal Reserve cut interest rates by 0.5%, bringing rates down to a range of 4.75% to 5%.According to the Fed’s projections, another 0.5% cut is expected by the end of 2024, followed by an addit...

Hello ,Zest here!Just a few days ago, on Tuesday evening, Singapore was hit by sudden rains and gusty winds, causing trees to fall. I trust that you are safe and weren’t affected in any way.If you’re curious about what happens if your car is damaged...

Hey ,Later tonight, the U.S. Federal Reserve is expected to lower interest rates, which could affect us in Singapore too.Source: Trading EconomicsWhen the U.S. lowers its rates, our rates here often drop as well. Here’s what that might mean for you:F...

Hey ,Zest here! I hope September has been treating you well!I wanted to share a story with you today.Other than being able to help with your car insurance needs, I also help clients with broader financial planning and protection.Over the years as a f...

Hey ,Zest here!September is near, and we down to the last quarter of 2024!For the past 8 months, have there been any concerns on your mind, whether about your career, family, or even your retirement plans?"The more we ponder, the more we realize how...

Hey ,As we approach the final quarter of 2024, it's a great time to reflect on the past 8 months. Have there been any concerns on your mind, whether about your career, family, or even your retirement plans?"The more we ponder, the more we realize how...

Hi ,I recently assisted a client who was involved in a car accident. Her car was rear-ended by a taxi, and while she was thankfully unharmed, she was unsure of what steps to take after the accident, despite feeling that she wasn’t at fault.This exper...

Hey ,Did you know that out of 12 past rate hike cycles, the U.S. Federal Reserve managed a "soft landing" only once?What is a “soft landing”?A soft landing occurs when the Fed successfully raises interest rates to control inflation and then lowers th...

In case you missed my previous email, I would like to share some additional insights with you.It's highly likely that the U.S. will cut interest rates next month in September, which could create an opportunity for bonds in your short- to mid-term sav...

,Investors are seeing a window of opportunity now that the U.S. Federal Reserve will most likely cut interest rates next month in September.They are basically getting paid to wait for rate cuts!Why?" Would you invest in a loan that pays 5% interest f...