Hi ,Happy New Year! I hope this is the first email you’re reading in 2025.Each year, I write this letter to share insights on what’s been happening in the financial world and what we can look forward to in the coming year.Investment Highlights2024 wa...

Hi I’m so glad you signed up for the Retirement Planning Checklist! 🎉This is more than just a checklist—it’s a great starting point to think about what retirement means to you and how to take small, manageable steps toward your goals, especially her...

Dear ,As the holiday season fills the air with warmth and joy, I want to take a moment to thank you for trusting me as your financial advisor. It's been an honor to support you in your journey this year.May this Christmas bring peace to your home, ha...

Hi ,Travel is all about creating beautiful memories, but unexpected situations can turn plans upside down. Recently, I helped a retiree couple claim over $6,000 in non-refundable travel expenses when they had to cancel their trip due to a family emer...

Hi ,I have had some heartfelt conversations recently with my retired clients, and one common concern keeps coming up: How can we make our retirement funds last while managing rising medical costs in Singapore?Many shared that while their CPF savings...

Hi ,Zest here! Hope you are well!While home insurance is not compulsory in Singapore, it is highly recommended to protect your property and belongings.Take, for example, a recent home fire incident in Yishun caused by an electrical fault:Imagine comi...

Hey ,With the U.S. election shaping up, here's a simple breakdown of what we might expect as investors if Trump returns to the White House:1. Potential Market BoostIf Trump wins, we could see a short-term market lift. This is because his policies typ...

Hello ,As the year comes to a close, it’s the perfect time to start planning your travels for the rest of 2024 and the upcoming year 2025!If you foresee yourself traveling more than 4 times from now through 2025, with each trip averaging over 5 days,...

Hi Zest here!Recently, a client reached out with a question about their No Claim Discount (NCD). They had stopped driving for about 8 months and recently bought a car, wanting to know if they could still enjoy their NCD even though they didn’t renew...

Hey ,With interest rates dropping, now could be a great time to think about new ways to grow your money.One option you might want to consider is adding gold to your portfolio. Gold has always been a valuable asset that can protect your money during t...