Hi ,Good day!Lately, I’ve been having some insightful conversations about retirement readiness, and a common question that comes up is: How do we quickly assess if we're on track for retirement?I thought I'd share a few useful tips that can help you...

Hey ,We are seeing a strong recovery in the Chinese stock markets recently, following several monetary policies introduced by the Chinese government to stimulate economic growth after a major slowdown.Both the Hang Seng and Shanghai indices have incr...

Hello ,Good day! Zest here.In my previous email, I discussed insurance coverage for car repairs due to "Acts of God," such as floods. I also highlighted the importance of understanding your policy terms so that, if a claim arises, you know you're wel...

Hi ,Have you ever considered that some of the best investment opportunities might be right here in Singapore?Investing in global companies, especially in the U.S., is a great long-term strategy. However, U.S. stocks often get overpriced due to market...

Hi ,I hope you’re doing well!I recently had an interesting conversation with a newly married couple who were thinking about how to protect each other financially in case something happened.It’s tough conversation to have, but they felt it was importa...

Hi ," " You may have seen the news last week— the U.S. Federal Reserve cut interest rates by 0.5%, bringing rates down to a range of 4.75% to 5%.According to the Fed’s projections, another 0.5% cut is expected by the end of 2024, followed by an addit...

Hello ,Zest here!Just a few days ago, on Tuesday evening, Singapore was hit by sudden rains and gusty winds, causing trees to fall. I trust that you are safe and weren’t affected in any way.If you’re curious about what happens if your car is damaged...

Hey ,Later tonight, the U.S. Federal Reserve is expected to lower interest rates, which could affect us in Singapore too.Source: Trading EconomicsWhen the U.S. lowers its rates, our rates here often drop as well. Here’s what that might mean for you:F...

Hey ,Zest here! I hope September has been treating you well!I wanted to share a story with you today.Other than being able to help with your car insurance needs, I also help clients with broader financial planning and protection.Over the years as a f...

Hey ,Zest here!September is near, and we down to the last quarter of 2024!For the past 8 months, have there been any concerns on your mind, whether about your career, family, or even your retirement plans?"The more we ponder, the more we realize how...