Dear ,The stock market has experienced significant volatility recently, and economists are anticipating a slowdown in global growth. At the same time, interest rates are trending downward. For example, the cut-off yield for the 6-month T-bill dropped...

Hi ,I hope you're doing well!I wanted to update you on the upcoming MediShield Life premium revision, which will take effect from April 2025.As a quick refresher, MediShield Life is Singapore’s national basic health insurance that covers B2/C wards i...

Hi ,Wishing you a Happy Lunar New Year! I hope you had a wonderful time celebrating with your family and loved ones.The Central Provident Fund (CPF) is a key pillar of our retirement planning. However, with evolving government policies, it’s easy to...

Hi ,Happy Chinese New Year! 🎊 As we welcome the Year of the Snake, I wanted to take a moment to send you my warmest wishes for good health, happiness, and abundant prosperity in the year ahead. May this new year bring you and your loved ones joy, su...

Dear ,As we usher in the Year of the Snake, I wanted to take a moment to wish you and your loved ones a blessed and joyful Chinese New Year!May this new year bring you good health, happiness, and abundant prosperity🎊Chinese New Year is a time of ble...

Hi ,Happy New Year! I hope this is the first email you’re reading in 2025.Each year, I write this letter to share insights on what’s been happening in the financial world and what we can look forward to in the coming year.Investment Highlights2024 wa...

Hi I’m so glad you signed up for the Retirement Planning Checklist! 🎉This is more than just a checklist—it’s a great starting point to think about what retirement means to you and how to take small, manageable steps toward your goals, especially her...

Dear ,As the holiday season fills the air with warmth and joy, I want to take a moment to thank you for trusting me as your financial advisor. It's been an honor to support you in your journey this year.May this Christmas bring peace to your home, ha...

Hi ,Travel is all about creating beautiful memories, but unexpected situations can turn plans upside down. Recently, I helped a retiree couple claim over $6,000 in non-refundable travel expenses when they had to cancel their trip due to a family emer...

Hi ,I have had some heartfelt conversations recently with my retired clients, and one common concern keeps coming up: How can we make our retirement funds last while managing rising medical costs in Singapore?Many shared that while their CPF savings...