Hi ,

I hope you have been well!

Recently, I sat down with a 65-year-old client, she was caught in a storm of questions:

• How much cash flow will I actually receive every month?
• Will it cover not just my bills but the life I want, like my yearly overseas trip?
• What happens to my medical coverage once I leave the company?
• Have I really saved enough, or is it too late?

Her CPF Life payout of $1,530/month barely covered her car loan, utilities, and some dining out. She had savings, but taking on unknown investment risk felt like a no-go.

We built her a Retirement Cashflow Plan, mapping CPF Life, insurance payouts, and savings against her actual expenses and lifestyle goals. Instead of chasing “high returns,” we created a low-risk strategy to generate predictable cashflow.

The result?

Clarity replaced anxiety. She saw that her retirement could be sustained without gambling her nest egg, and she finally had peace of mind.

And she’s not the only one who’s felt this way. Here’s what another client,

Patricia, shared with me recently:

👉 The truth is: the biggest retirement risk isn’t the market. It’s the uncertainty of not having a clear plan.

If you have ever wondered whether your savings and CPF will be enough, I would be happy to walk you through the same process.

Warmest Regards,

Zest Chia

Executive Wealth Manager

Infinity Platinum