Hi ,Last week, I met two clients back-to-back.Both wanted to grow their money for retirement.But one had $10,000 to start… and the other had $100,000 sitting in the bank.Same goal, which is to achieve financial freedom.But the app...

Hi ,Most Singaporeans focus on growing their wealth for retirement. But here's what really matters: Will you have reliable income to cover your essentials for as long as you live?I see too many retirees with impressive portfolios who still worry cons...

Hi ,Most Singaporeans focus on growing their wealth for retirement. But here's what really matters: Will you have reliable income to cover your essentials for as long as you live?I see too many retirees with impressive portfolios who still worry cons...

Hi ,As I was doing some research recently, I came across something that really struck me.Singstat reported that hawker food prices rose 6.1% in 2023, the steepest climb since 2008. Everyday dishes like chicken rice, Char Kway Teow, even kopi wen...

Hi ,As I was doing some research recently, I came across something that really struck me.Singstat reported that hawker food prices rose 6.1% in 2023, the steepest climb since 2008. Everyday dishes like chicken rice, Char Kway Teow, even kopi wen...

Dear ,I wanted to reach out to keep you informed about the current government shutdown and how it may affect your investments.What's Happening?The US government entered a shutdown on Tuesday after Congress failed to agree on funding bills to keep fed...

Hi ,If you want $4,000/month in today’s dollars for retirement…Here’s how much you’ll actually need, depending on when you retire (assuming 3% inflation):Shocking, right?Even though retiring later means fewer years to fund, inflation makes the i...

Hi ,I hope you have been well!Recently, I sat down with a 65-year-old client, she was caught in a storm of questions:How much cash flow will I actually receive every month?Will it cover not just my bills but the life I want, like my yearly overseas t...

Hi ,Let Me Share a Personal Encounter...Uncle Lim, my client's father, had his HDB flat fully paid off and decent savings for a nice retirement. He thought his retirement was sorted.Unfortunately, at 70, stroke came.He was on the old ElderShield sche...

Hi ,The U.S. economy is running on just two engines right now: government spending and the artificial intelligence (AI) boom. Meanwhile, the usual sources of economic strength like jobs, housing, and consumer spending, are showing troubling signs.The...