Buy Now Pay Later BNPL is fast gaining prominence in the world of Fintechs in the Middle East. It is a phenomenon that has been over eight years in the making in its new avatar (Klarna/ Affirm). It originates from the Layaway /Khata concept popular i...
Small Business Insurance is not usually an exciting area to do business in. Incumbent insurers do not have a good understanding of the small business risks. Perhaps it is because of lack of good underwriting data in this domain. Usually incumbent ins...
Fintechs each have a different business model. These are pre-pandemic numbers and do not include the spike in numbers that some fintechs such as Robinhood have enjoyed. Some are Payment processors, and others are neo banks. Stripe has a B2B business...
Selecting the right health plan is important!
While I am #stayinghome, I have been digging into digital wallets. The adoption of these digital wallets and payments will probably accelerate in the next few years.PayPal is a "standard" digital wallet and one of the first fintechs- I remember getti...
In many cities, the #lockdown is being lifted, and businesses are opening up. I got a text message from a DIY furniture brand in Dubai, telling me that their second outlet is open for business. The text contained nothing about the #Covid-19 or anythi...
What is common to digital banks- Revolut and Monzo?
Insurance predictions: 2020 and beyond
"The person who does wrong, does wrong to themselves. The unjust person is unjust to themselves—making themselves evil." When you do something wrong, rarely do you feel good. It often results in damage to your body and mind. There are many more gems...
