Upstart’s story Upstart is a Fintech company in the US that functions as a lending marketplace connecting borrowers to lenders and takes a fee for doing so. “Founded by ex-Googlers, Upstart goes beyond the FICO score to finance people based on signal...
Confused by all the talk about Web3.0? I made an infographic that explains the key differences. The best explanation that I got was by reading Chris Dixon on this subject and I paraphrase- Web 1.0 was all about reading static web pages, Web 2.0 is ab...
Business leaders and boardrooms worldwide are probably asking: "What is my metaverse strategy? Why does the Metaverse matter?" JP Morgan's report on opportunities in the Metaverse speaks about trends converging towards creating multiple metaverses....
Why ENS? First, why do you need an ENS? It is a smart contract that translates ETH addresses to something searchable like renjitphilip.eth No one can take the Ethereum name away from you as the ownership is recorded on the blockchain.
Insurtech rising. Insurance is a USD 6 Trillion business globally, and big tech and startups have started taking aim at it. It has high capital costs, fragmented distribution, and regulatory hurdles and is therefore ripe for disruption. The availabil...
Close to one-third of adults – 1.7 billion – are still unbanked, according to the latest World Bank’s Findex data. About half of unbanked people include women in poor households in rural areas or out of the workforce. Millions of people are being ex...
A few weeks ago, I had the chance to speak to Varghese Skariah from RSA during a podcast interview on the FS Brew podcast. We briefly spoke about the all-important motor insurance portfolio (for P&C insurers in the Middle East) and the headwinds...
How to use WhatsApp for event management? In my first startup (www.explain.care) we were working in the field of conversational interfaces for the health insurance industry. We had started to work on the WhatsApp messenger, seeing its immense popular...
I Tested TikTok, Moj, Instagram Reels & YouTube Shorts. I have been experimenting with Tiktok and a couple of other short-form video channels. The reason? I wanted to get a taste of my own medicine that I dish out to founders about finding growth...
One of the reasons why insurance is underpenetrated in developing markets is because the cost of distributing insurance becomes prohibitively high as a percentage of the low premium value. While all the countries in the Middle East are not exactly c...
