When incumbent banks start neo banks, it can be tricky to make it work. Now complicate it further by launching a Neo bank in a new geography- one that is away from your home base. However, the US-headquartered JP Morgan Chase (called Chase in the UK)...
In 2020, Apple made an estimated $8.8BN from Apple Care, Apple Pay, and Other services (no breakup given in Apple’s financials as to what: “Other services” are). Let us try and estimate the insurance premiums in the US market for the iPhone 13s si...
This is a common issue or problem that I hear during my conversations with would-be entrepreneurs. They have amazing ideas that could change the world, but they don't have the cash to engage a software house, or they do not have tech skills. Well, t...
It was quite clear that with my limited understanding of technology as it applied to my industry, my future career was going to be bleak if I did not take action. Of particular concern were the rise of Artificial Intelligence and machine learning. We...
Influencers have created a $15BN industry that a number of GenZ generation want to join. The market is big, estimated to be over 50Million+ people who are operating as independent workers from gamers to bloggers to TikTok stars like Charli D'amelio (...
When I was posted to Shanghai during the last financial crisis in 2008, most of the top financial institutions were traditional banks. A number of them were from China. Those were the unsteady days when the banks did not enjoy much reputation in cust...
#WorldMentalHealthDay 🧠 — How do you take care of your mental health as a Startup founder? It has become "cool" to show that we are always switched on, have 100+ emails every day, and respond to every Slack and WhatsApp message within seconds. Add...
Operating a retail finance company or an issuing bank and still confused about whether to offer BNPL as a product feature? PayPal CEO Dan Schulman said that BNPL usage has soared through the roof. What are the implications for banks and Fincos offer...
Indra Nooyi was in Dubai 4 months back (Feb 2022), for the Emirates Literature Festival , and we went to watch her speak about her book. We thought of it as an excellent opportunity to inspire our 12-year-old daughter. After all, Indra graduated from...
Today the Fed (June 2022), has just announced the most significant rate hike in nearly three decades of 0.75%. What are the implications for Startups?
