👋Dear all,10 years…I have spent the last 10 years of my life doing what I actually studied to do, after some trials and minor tribulations. I actually never thought that would have happened. Back then, people with a talent (and a degree) for foreign...

👋Dear all,It has been a while.A lot has happened since the last letter. Big decisions, big changes.I started this little newsletter in the worst year ever for the stock market since 2008: the S&P 500 and Stoxx 600 – the key US and European stock...

Dear All,I hope you are all well and healthy and missing us already. Worry not because we have some great news!ADC 2023 is confirmed:From the 05th to the 10th of September we are back at Aldeia Ruiva with the same energy, quality and great team!And t...

👋Dear all,Although Brazilian voters have finally put an end to a nightmare of a presidency, re-reelecting one of the most charismatic political figures of modern politics, and USA and China did find a bit of time to chat with each other during G20,...

👋Dear all,writing this somewhat regular newsletter has been an amazing discipline training. I really get itchy when I don't manage that one "Send" a week!I started to write about how we manage our money and our joint account and ended up with someth...

👋Dear all,It’s my younger nephew’s birthday this week. And two years ago, on his 10th birthday I decided to buy him a stock. A Nike stock. Why Nike? Well, easy! He is a stylish fellow who likes brands, so it’s easy to relate. Fundamentally, Nike is...

👋Dear all,I have shared how I did a nice profit with the first stock I ever bought, but I never told you about the many mistakes, which definitely outweigh that one-off successful trading. So, here you go:I changed my ETF strategy way to oftenI fol...

👋Dear all,I am wondering if you have ever thought that a great amount of investment decisions is based on pretty much the same thing that makes a toddler “explode”, because something didn’t go according to its plan: EMOTIONS.Money fuels two very spe...

👋Dear all,In a recent Newsletter post, Finanztip (a really amazing resource when it comes to all things money, though completely auf Deutsch) enlightened, once again, how expensive it can be to trust big banks with your hard earned money, specially...

👋Dear all,here I am talking about life, family and very often personal finance and the world’s macroeconomic (i.e. the big picture economics) situation is in shambles. Not a day goes by whithout reports of markets worldwide finishing in the red and...