Nov 2022 Expenses

  Much better expenses report compared to previous month. Same approach in accounting for the family bucket. Even though it is split between my wife and I, I took the entire sum into my expenses to give my budget somewhat of a stress test. Family buc...

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Dec 01, 2022
15% Rebate?! Yuu App and DBS Yuu Review!

Hotly requested – all… 3 of you – here is my review of the Yuu app and DBS Yuu credit card! DBS Yuu Apply Promo code can be left blank New and existing DBS cardholders Get S$10 cashback¹ when you activate your card. New DBS cardholders Get additional...

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Dec 01, 2022
Almost half don’t have enough savings for an emergency.

The Straits Times has an article titled “Close to half of Singaporeans don’t have enough savings to tide through an emergency.” Although I know that there are people who do not believe in having an emergency fund and although I know that many do not...

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Dec 01, 2022
[Post 449] AskST: Which housing loan should I go for?

Summary If you’re looking to buy a new home, you’ll know that property cooling measures – including lower limits for HDB housing loans – kicked in at the end of September. But what type of loan is best for you? Fixed-rate? Floating rate? Or both?

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Dec 01, 2022