One week ago, I blogged about the 6 months T-bill with a yield of 3.9% p.a. I said that I was disappointed. However, I was not massively disappointed as 3.9% was still higher than the promotional fixed deposit rates from DBS, UOB and OCBC for a 6 mon...
The Fed has spoken and does Mr. Market like it? Well, to be clear, interest rates are not going down anytime soon. In fact, interest rates will be going higher albeit at a slower pace. Indeed, another 0.5% hike is expected this month and we could see...
Many investors value certainty and peace of mind when allocating their money to stocks. Growth stocks are inherently riskier and may not offer a sufficient margin of safety for conservative investors. REITs, on the other hand, are well-liked by prude...
When picking a date for something significant such as a wedding or moving, you’ll likely hear the older folks saying that you need to pick a 吉日 (auspicious date). This is a practice deeply rooted in Chinese culture and it’s said to be extremely imp...
A new month and a new Singapore Savings Bond (SSB). January 2023’s SSB is offering 2.95% p.a. average returns in the short-term, and 3.26% p.a. if held for the entire 10-year stretch. The tranche size is slightly smaller than last month’s, coming in...
As 1 of 7 integrated shield plans offered in Singapore, Great Eastern’s GREAT SupremeHealth complements MediShield Life. The GREAT SupremeHealth is also one of a few shield plans that offer protection for Singaporeans, Singapore Permanent Residents,...
There is one branch of philosophy created just for us: Stoicism. It’s a philosophy designed to make us more resilient, happier, more virtuous and wiser. In short, a tool for living a good life. Embrace the wisdom of the ancient Stoics and absorb the...
Added the following stocks this month 1) ST Eng – encouraging set of results and 4cents declared 2) Lenovo – saw price weakness and decided to enter; previously don’t have this counter. Steady dividend history of increasing trend, most likely should...
The Central Provident Fund (CPF) scheme offers an effective way for Singaporeans to save up for retirement. The Ordinary Account (OA) bears an interest rate of 2.5%, with an additional 1% for the first S$20,000. This means that savers can earn a maxi...
Raffles Shield is 1 of 7 integrated shield plans that act as a complement to your MediShield Life coverage to cover your hospitalisation bills. For Singaporeans or Permanent Residents, like other shield plans in the market, you may make premium payme...