You might have seen the acronym FIRE – it stands for Financial Independence, Retire Early. To me, the FI part is more important – I want to reach financial independence in Malaysia. Continue reading Calculating the Amount I Need to Reach Financial In...

So you have a major life event coming up, and want to do teeth whitening in Malaysia. You’ve come to the right place – I’ve compiled 5 teeth whitening options you can do, the price and costs involved, and the pros and cons for each options. Continue...

So you have been sharing your passion for a while, maybe made some money from affiliate marketing, and one day, you receive something that looks like this in your DM: Hi, we love your content and would love to explore possible collaborations! Continu...

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share the highlights and lowlights of the month. Continue reading Budget Update: August 2022 – I’m writing a book! at Ringgit Oh Ringgit.

You’re familiar with monthly expenses. The biggest chunks are usually Accommodation+Transportation+Food. Plus Loan Repayments for some people. How about annual expenses? Continue reading Listing All the Annual Expenses I Have to Make Every Year at Ri...

Looking for the best e-wallets in Malaysia for your own use, but not sure which to pick? What are the options out there? Continue reading 50+ E-Wallets in Malaysia: Which Are The Best? at Ringgit Oh Ringgit.

Just got the keys to your bare unit and now planning your own house renovation? No plans to move anytime soon but just want to know how the heck we spent RM57k on our house renovation in Malaysia? Continue reading Breakdown of My RM57k House Renovati...

Chances are, if you are relatively fluent in English, you have consumed personal finance content from US. Maybe you read books written by US-based writer. Continue reading US vs Malaysia: 5 Ways Our Personal Finance Content is Different at Ringgit Oh...

Everyone knows that Malaysia is facing a retirement crisis – not many people have saved up enough to fund their old age. Continue reading Cagamas Reverse Mortgage: A Good Retirement Solution? at Ringgit Oh Ringgit.

‘Stay at home if you don’t want to spend money,’ they say. ‘Hey I wonder what sale is going on out there,’ goes my head, conveniently forgetting how I wanted to stop online shopping habit. Continue reading 23 Free/Cheap Things I Do to Stop Online Sho...