Can I tell you a secret? (Almost) everyone you know feels like they’re financially behind in life. At best, they are making peace with living the life they have to, not want to (I belong in this category). Continue reading It’s NORMAL to Feel Like Y...

This post was inspired by one of my favourite personal finance websites, The Financial Diet. Check out their version of the article here. Continue reading 15 Things I Stopped Buying and Didn’t Miss at Ringgit Oh Ringgit.

Lots of reasons could have depleted your savings. Maybe you were unlucky and had an emergency. Maybe you lost your job and finding it hard to find another. Continue reading How to Check Unclaimed Money in Malaysia & 14 More To Do If You Need Fin...

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share the highlights and lowlights of the month. Continue reading Budget Update: September 2022 – When You Want to Travel But Have to Be Responsib...

In this article, I’m going to give you a condensed but concise pros/cons list of five of the most popular investments in Malaysia: fixed deposits mutual funds/unit trust/ETFs stocks gold, and properties. Continue reading Pros & Cons List of 5 P...

The average cost of a meal in my household is RM4.47 per meal. I don’t know about you, but I consider that a successful and CHEAP meal prep in Malaysia, considering I (mostly) use healthy ingredients. Continue reading Cheap Meal Prep in Malaysia – Ho...

Easy investment tip: ‘get the set-and-forget’ ones. Unless you have a natural passion (or desire to learn about) stocks and properties and other research-heavy investments, go for the investments you can automate. Continue reading 7 Savings and Inves...

The 50/30/20 Rule is a great guideline for people who just started budgeting. From it, you can easily see if you have an income problem, a spending problem, or both. Continue reading Can You *Really* Afford It? Use the 50/30/20 Rule (Free Editable Te...

So you want to learn about crypto in Malaysia. Maybe you want to learn how to buy bitcoin in Malaysia, as an investment. Continue reading The ULTIMATE Cryptocurrency in Malaysia Guide [2023 Update] at Ringgit Oh Ringgit.

You might have seen the acronym FIRE – it stands for Financial Independence, Retire Early. To me, the FI part is more important – I want to reach financial independence in Malaysia. Continue reading Calculating the Amount I Need to Reach Financial In...