In November 2022, my partner and I took a short weekend trip from Kuala Lumpur to Hatyai. This article covers (1) how we got there via train (and van), (2) cost breakdown of our total trip, and (3) general tips you can use to make the same trip 🙂 Th...

Nowadays, opportunities to make money online are much more abundant than ever. It is not uncommon for someone to want to try make it as a freelancer/self-employed individual, especially if they have been denied flexibility and autonomy their whole wo...

Let’s play a game. Anytime you see someone asking the understandably common question of ‘What/Where should I invest in?’ online – in Facebook, Twitter, any social media really – try and see if you can find that one fella who reply ‘you should invest...

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share the highlights and lowlights of the month. Continue reading Budget Update: October 2022 – Bergaji & Pokai Book is Out! at Ringgit Oh Rin...

I have a new book! I have a new book! It’s called Bergaji & Pokai: Membina Kehidupan Bebas Tekanan Melalui Pengurusan Kewangan Yang Realistik and published by Iman Publication! Continue reading Y’All, ‘Bergaji & Pokai’ Book is Out! (Share &am...

Confession: Medical insurance is the first ever protection product I bought. Because my irrational fear is being randomly admitted to the hospital and unable to pay my hospital bills, I prioritised this protection. Continue reading 7 Affordable Medic...

So you’d like to learn how to publish a book in Malaysia. To keep our expectations clear, I’ll start off the article with this statement: most people don’t earn that much money from publishing books. Continue reading How to Publish a Book in Malaysia...

For the average person earning average salary and income, getting an affordable home in Malaysia can be a challenge, no doubt about it. Continue reading 10 Affordable Homes in Malaysia You Can Consider if You Earn Average Income at Ringgit Oh Ringgit...

Can I tell you a secret? (Almost) everyone you know feels like they’re financially behind in life. At best, they are making peace with living the life they have to, not want to (I belong in this category). Continue reading It’s NORMAL to Feel Like Y...

This post was inspired by one of my favourite personal finance websites, The Financial Diet. Check out their version of the article here. Continue reading 15 Things I Stopped Buying and Didn’t Miss at Ringgit Oh Ringgit.