Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share the highlights and lowlights of the month. Continue reading Budget Update: June 2022 – Renovation is Over! at Ringgit Oh Ringgit.

It’s no secret that many Malaysians are both underpaid AND underemployed*. You really have to stand out to secure the best jobs in Malaysia: the ones offering high salaries, great benefits, and (if you’re lucky,) work-life balance. Continue reading 7...

Living with frugality mindset (without being cheap) is something I’ve consciously tried to do for many years now, but is there such a thing as being TOO frugal? Continue reading 5 Downsides of Being Too Frugal at Ringgit Oh Ringgit.

The value of my investment portfolio was at its highest in October 2021, during the peak of the bull market. Continue reading [Personal] My Investment Portfolio is Down 60% :) at Ringgit Oh Ringgit.

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂 1. Continue reading Link Roundup #99: 10 Things To Know This Week at Ringgit Oh Ringg...

I consider myself a fairly frugal person. Sometimes, people think frugal means ‘don’t spend at all’. That’s not true – it simply means I spend on what I love and cut out the rest. Continue reading My Own List of 10 Expensive But Worth It Purchases at...

Is budgeting a waste of time? When I first came across this question, I thought pfft, of course not, budgets are the most useful thing ever! Continue reading Is Budgeting a Waste of Time? Of Course Not, But Why Do Experts Say It Is? at Ringgit Oh Rin...

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share the highlights and lowlights of the month. Continue reading Budget Update: May 2022 – Awesome Month at Ringgit Oh Ringgit.

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂 1. Continue reading Link Roundup #98: 10 Things To Know This Week at Ringgit Oh Ringg...

I’ve always wondered what’s the difference between different credit reports in Malaysia, so I got ALL of them. This post compares PAID credit reports from Experian, CTOS and Credit Bureau, all bought on the same day. Continue reading Credit Reports i...