None of us are born with personal finance knowledge, so chances are all of us are going through different types of budgeting challenges. Continue reading 7 Budgeting Challenges You Might Have and How to Overcome Them at Ringgit Oh Ringgit.

Doing this again for the 3rd year running! In 2022, I achieved 11 of the 22 things in my 22 for 2022 List. Continue reading My 23 for 2023 List: Money, Work, Learning, Health, Relationship and Misc Projects Goals at Ringgit Oh Ringgit.

Happy New Year and Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share the highlights and lowlights of the month. Continue reading Budget Update: December 2022 – Happy New Year! (How to Earn M...

I bet many of you want to improve your finances and have a great financial life in 2023. It’s a pretty common goal, for obvious reasons. Continue reading 9 Things to Buy for a GREAT Financial Life in 2023 at Ringgit Oh Ringgit.

In the early 2010s, 22-year old Suraya got herself medical insurance as her first protection product. She started paying RM113.33 per month for a medical insurance that comes with RM190,000 annual limit*. Continue reading At 22, I Bought Medical Insu...

It’s no secret that many Malaysians are underpaid. This is not an opinion, this is data. As of May 2022, the minimum wage was increased… to a measly RM1500 per month (from RM1200). Continue reading 5 Reasons Why Malaysians Are Underpaid at Ringgit O...

Every so often, I’d get these types of questions in my DMs: Suraya, is now a good time to buy a house? Continue reading The Safest Way to Buy a House, Car or Make Other Big Purchases at Ringgit Oh Ringgit.

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share the highlights and lowlights of the month. Continue reading Budget Update: November 2022 – Election Fever at Ringgit Oh Ringgit.

Flight tickets, check. Accommodation, check. List of things to do and places to go, check. What else? Oh yeah, need to buy travel insurance too. Continue reading Everything You Want to Know About Buying Travel Insurance, Answered [SPONSORED] at Ringg...

This article is for people who are looking for money-saving tips, but bored with the usual advice. You want something else beyond modifying your living arrangement, downsizing your car, cooking at home and generally stop buying shit. Continue reading...