Amid all the congratulary posts on baby Mika’s arrival on 19 May 2023, I received a thought-provoking question via DM, pic below. Continue reading From Dual Income No Kids to Dual Income One Kid: A Thought Process at Ringgit Oh Ringgit.

Yes, that’s right. We – as in my husband and I – spent approximatedly RM33.5k, combined, to have our first child. Continue reading We Spent RM33.5k to Have Our First Child [Baby Cost Breakdown] at Ringgit Oh Ringgit.

What use is buying ingredients to cook at home if you, the average Malaysian household, throw away 0.5-0.8kg of uneaten food per day? Continue reading I Figured Out The Perfect System to Stop Food Waste [APP NOW AVAILABLE] at Ringgit Oh Ringgit.

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share the highlights and lowlights of the month. Continue reading Budget Update: May 2023 – Birth and Taxes at Ringgit Oh Ringgit.

First of all, I want to say 100% of this story is true. Nothing is fabricated or exaggerated. I’m still blown away this experience happened to me. Continue reading I gave birth in a car park (true story) at Ringgit Oh Ringgit.

Fact: Forex trading is haram.  Okay, *some* types of forex trading are allowed in a macroeconomic, business operations way. Continue reading The Beginner’s Guide to FCPO Trading in Malaysia [SPONSORED] at Ringgit Oh Ringgit.

Have you ever wondered how materialistic are you? Not in a Yes/No kinda way, but on a scale. Well, I was reading the book 59 Seconds: Think A Little, Change a Lot by Richard Wiseman and randomly stumbled on a quiz to measure materialism. Continue re...

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share the highlights and lowlights of the month. Continue reading Budget Update: April 2023 – Raya at Ringgit Oh Ringgit.

When the time came to renew our car insurance, we got a quotation from our existing provider: RM2.5k.  For funsies, we (as in, my husband and I) did our research and cost comparison from most of the car insurance comparison portals out there, and man...

What would you do if you get a 1 million ringgit windfall? Perhaps from lottery, perhaps from an insurance/takaful payout, perhaps from winning a court case, whatever. Continue reading [HYPOTHETICAL] How I Would Spend My 1 Million Ringgit Windfall at...