Are you doing freelancing in Malaysia? One of the questions I regularly get from readers who do freelance work is, “Suraya, a client wants to hire me. Continue reading Freelancing in Malaysia: 5 Ways to Figure Out Your Freelance Rates at Ringgit Oh R...

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share the highlights and lowlights of the month. Continue reading Budget Update: August 2023 – Decluttering Month at Ringgit Oh Ringgit.

I enrolled myself in the PERKESO/ SOCSO Self-Employment Social Security Scheme!!! (By the way: PERKESO = Pertubuhan Keselamatan Social = Social Security Organisation = SOCSO) This is so exciting. Continue reading How to Register SOCSO Self-Employment...

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share the highlights and lowlights of the month. Continue reading Budget Update: July 2023 – Easing back into normal life at Ringgit Oh Ringgit.

This article records my own personal experience in doing vending machine business in Malaysia, as a way to earn extra income. Continue reading How to Do Vending Machine Business in Malaysia (My Experience) at Ringgit Oh Ringgit.

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share the highlights and lowlights of the month. Continue reading Budget Update: June 2023 – Confinement Month at Ringgit Oh Ringgit.

Let’s start this article with this fact: I *love* ETFs. Short for exchange-traded funds, I think it is one of the better ways to invest than stock-picking (for most people) and have been promoting it for a while.   I dunno who needs to hear this but...

Amid all the congratulary posts on baby Mika’s arrival on 19 May 2023, I received a thought-provoking question via DM, pic below. Continue reading From Dual Income No Kids to Dual Income One Kid: A Thought Process at Ringgit Oh Ringgit.

Yes, that’s right. We – as in my husband and I – spent approximatedly RM33.5k, combined, to have our first child. Continue reading We Spent RM33.5k to Have Our First Child [Baby Cost Breakdown] at Ringgit Oh Ringgit.

What use is buying ingredients to cook at home if you, the average Malaysian household, throw away 0.5-0.8kg of uneaten food per day? Continue reading I Figured Out The Perfect System to Stop Food Waste [APP NOW AVAILABLE] at Ringgit Oh Ringgit.