Hi ,If you’ve ever been in an accident that wasn’t your fault, you’ve probably wondered:“Is my insurance still going to go up?”It’s a great question—and the answer isn’t always as straightforward as people think.We put together a quick, clear breakdo...

Hi ,Spring in Connecticut tends to uncover a few things—roof wear, water issues, and changes around the house that can impact your insurance.We put together a quick checklist of what’s worth reviewing right now.Click HERE to Read More!It’s a short r...

Hi ,Quick question:If you were sued tomorrow, would your current liability limits fully protect your net worth — and your future income?Many Connecticut homeowners and drivers are carrying limits that haven’t kept up with what they’ve built.I wrote a...

Hi ,Many homeowners are adding solar panels to their homes—but few realize it can affect their homeowners insurance.A client recently asked us what they should do to make sure their new solar panels are properly covered.The answer is simple, but impo...

Hi ,The Guilford Fire Department recently asked residents to help keep fire hydrants clear during winter.Even when snow starts to melt, hydrants can remain blocked by packed snow or plow piles—and that can delay firefighters in an emergency.We wrote...

Hi ,The snow is clearing across Connecticut, but this is often when storm damage starts to show up.As temperatures rise, take a few minutes to check:• Roof & ceilings – any new water stains or drips?• Ice dams – large icicles or peeling paint nea...

Hi ,We want to share a brief update on what we’re seeing right now in the Connecticut insurance market:• Roof age is getting more underwriting attention• Higher deductibles are becoming more common• Water damage remains the most frequent home claim•...

Hi ,February is when winter-related claims tend to spike across Connecticut — and many aren’t caused directly by snowstorms.They’re caused by slip-and-falls, falling ice, frozen pipes, and winter auto accidents that create unexpected liability exposu...

Hi ,Winter in Connecticut brings more than snow—ice dams can cause serious (and preventable) home damage.Ice dams are one of the most common winter claims we see in Connecticut—and many homeowners don’t realize the risk until water shows up inside th...

Hi ,Home renovations often raise insurance questions — especially when structural work or a lender is involved.We just published a short article explaining when your homeowners policy is usually sufficient, when a builder’s risk policy is not needed,...