Hi ,The Guilford Fire Department recently asked residents to help keep fire hydrants clear during winter.Even when snow starts to melt, hydrants can remain blocked by packed snow or plow piles—and that can delay firefighters in an emergency.We wrote...

Hi ,The snow is clearing across Connecticut, but this is often when storm damage starts to show up.As temperatures rise, take a few minutes to check:• Roof & ceilings – any new water stains or drips?• Ice dams – large icicles or peeling paint nea...

Hi ,We want to share a brief update on what we’re seeing right now in the Connecticut insurance market:• Roof age is getting more underwriting attention• Higher deductibles are becoming more common• Water damage remains the most frequent home claim•...

Hi ,February is when winter-related claims tend to spike across Connecticut — and many aren’t caused directly by snowstorms.They’re caused by slip-and-falls, falling ice, frozen pipes, and winter auto accidents that create unexpected liability exposu...

Hi ,Winter in Connecticut brings more than snow—ice dams can cause serious (and preventable) home damage.Ice dams are one of the most common winter claims we see in Connecticut—and many homeowners don’t realize the risk until water shows up inside th...

Hi ,Home renovations often raise insurance questions — especially when structural work or a lender is involved.We just published a short article explaining when your homeowners policy is usually sufficient, when a builder’s risk policy is not needed,...

Hi ,At first glance, insurance policies are easy to compare. Same limits. Same deductible. Same liability.But policies that look identical on paper can behave very differently when you actually have a claim.We put together a short explanation of why...

Hi ,Most drivers don’t realize that using their auto insurance for something as simple as a tow can actually raise their premiums. We just published a quick article explaining why we often recommend AAA Plus instead of relying on insurance for roadsi...

“I’ve Paid Insurance for Years — Shouldn’t I Use It?"We hear this all the time after a loss — and honestly, it’s a fair question. Insurance is expensive, and when something breaks, the instinct is to use it.The catch? Insurance isn’t a savings accoun...

Hi ,These days, calling almost any company means talking to a robot, repeating yourself, and getting bounced around without ever getting a real answer. We get it—because it happens to all of us.That’s exactly why we still answer the phone with real,...