Renewing with your current lender is often straightforward, even if you are self-employed, but things change quickly if you want to refinance, switch lenders, or add someone to your mortgage

Nick Leswick, who has served as the executive director of policy at the Bank of Canada since the start of 2024, is returning to the Department of Finance as deputy minister. 

This was a photo of my son where he and his group won a skating challenge. He really LOVES ice skating! You can watch the video here: Play ▶️He’d lace up his skates with that quiet determination only kids seem to have, and the moment those blades hit...

The hardest part of buying your first home isn’t the money. It’s the patience.More than 15 years in this business taught me one thing: Discipline beats luck every single time.This young woman, Brenda, just gave a masterclass in discipline.Turning dow...

Canadian retail sales surged in November after posting a small decline the previous month, suggesting consumption rebounded modestly in the fourth quarter.

Canada’s financial regulator left capital requirements unchanged for the country’s largest banks, pointing out that the lenders are sitting on a combined $60 billion in excess capital that could be deployed to boost economic activity. 

By Darryl Greer Downtown Eastside resident Brian O’Donnell lives in a single-room occupancy hotel in Chinatown, although he says it’s not really a home. “It’s livable,” said O’Donnell, who added that he felt like a “house mother” to fellow tenants. “...

Former Community Trust executive joins as VP and chief credit officer as the lender accelerates its push to become a national alt-A challenger.

By Laura Dhillon Kane and Erik Hertzberg (Bloomberg) — Canada’s population fell by 0.2% in the third quarter to stand at 41.6 million, marking the only quarterly decline on record outside the COVID-19 era and a dramatic shift from explosive post-pand...

For many mortgage brokers, January is the busiest month of the year.

I was with my clients this past week with Stefano our inspector checking a home in Scarborough.The inspection was very thorough and it was almost 2 hours!In Toronto and Scarborough, home inspections matter because our housing stock is older, heavily...

From Surviving to Belonging: The Power of Community in CanadaThis is my community in Canada. Picture was taken at our annual CFC Christmas Party.Having a community in Canada matters more than people realize. Many of us arrive with big dreams but very...

Even a quiet, simple lunch or dinner this Christmas or holiday season can mean everything — especially here in Canada, where the day feels colder and the distance from family back home in the Philippines or wherever home is feels a little heavier. It...