Your weekly money saving deals and news from money expert Andy Webb
My top content this week
BLOG & ARTICLES
Amex Shop Small is back for June 2021
My favourite money-making promotion of the year is back next month for an extra helping - but it's different from the usual December outing.
This time you'll have to spend more money to get the cashback and you'll also be able to use it less too.
Here's everything you need to know about how it'll work, how to get the most out of it, and how to take part if you don't already have an American Express credit card.
Money transfer credit cards – can they save you money?
If you have an overdraft or catalogue debt costing you money every month then a money transfer credit card could cut that interest to 0% and help you clear the debt.
Here's how they work and what to watch out for.
Ask Andy #12: Your money questions answered
This week's questions answered include:
- Should you use American Express abroad?
- Can someone else open a Lifetime ISA for me?
- Can I watch NOW offline?
You'll also be able to watch last week's live Q&A in full.
YOUTUBE
Credit scores explained
I'm often asked about credit scores and credit reports, so I thought it made sense to go back to basics and explain exactly what they are, how they work and how they are different.
Read rather than watch? Here's an article with the same information
CASH CHATS PODCAST
Some exciting podcast news. I found out yesterday that I've been shortlisted for Financial Broadcaster of the Year at the Headlinemoney Awards for my work on Cash Chats.
I'm the only independent journalist in the final five, with the rest all working for the BBC or Financial Times, so it's a big honour to get this far.
As always, there are two new episodes for you to listen to this week.
#195: Why you need more than one current account
Last weekend Santander customers had a nightmare with online and app banking unavailable and even problems with card transactions.
This is one of the big reasons why I think you MUST have more than one current account, and there are plenty more on top as I explain in this episode.
#194: Your Money, This Week
Personal finance journalist Faith Archer helps me look back at the top money news stories from the week, including:
- Lockdown restrictions easing
- Emergency savings
- Mental health and money
- Falling rents
- Plastic bag charges
- & more
You can listen to both via all the normal podcasting routes or over on the blog.
WEEKLY LIVE Q&A:
THURSDAY 20 May @ 6pm-6.30pm
If you want to ask me questions about the content in today's newsletter I'll be live on Instagram, Facebook and on my YouTube channel this evening at 6pm - that's Thursday 20 May.
QUESTION OF THE WEEK:
I've got a question for you too if you join in later: Is your credit score classed as Excellent, Good, Fair or Poor?
THIS WEEK'S DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I've also set up an extra Instagram account dedicated to the flash sales, deals and short-lived offers I spot throughout the week. Do follow me there so you don't miss out on offers that are already finished by the time this email goes out on a Thursday.
1. M&S Food: £10 off £20 spend
Sign up to the BPme reward app and you'll be able to save a tenner on food ordered from BP garages with a Marks & Spencer food store. There's also £1.25 in free points when you join.
2. Freetrade: Free share worth up to £200
This trading app gives new users a free share worth between £3 and £200.
It's completely random what you get - I received one worth around £13.
You can just sign up and deposit £1 to get the free stock, then withdraw all the cash. If you do want to use Freetrade for further investing then I'd recommend you do more research.
3. Chip: 1.25% savings and £10 bonus
The Chip £10 welcome bonus has unexpectedly returned until Saturday. As I've said before it's not a normal savings account, but it's still one of the top-paying accounts. If you're going to get it you might as well get the extra tenner.
4. Glastonbury: 20% off online tickets
There's no proper Glasto festival this year, but there is an online event this weekend called Live at Worthy Farm with acts such as Coldplay, Damon Albarn and Idles. Tickets are £20, but you can save 20% with a code, or perhaps even get one free.
5. Aperol Spritz: Buy two save £8
If you're back out at the bars and pubs then this offer will get you £8 back when you buy two Aperol Spritz drinks.
6. Theme Parks: Save 50%
If you want to try some rollercoasters over half terms then you'll need to book in advance. Fortunately, there are some deals to save you up to 50%.
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Quick deals
Banking offers
- Top bank switch: £100 cash bonus or free wine & charity donation
- Top reward account: £5 a month from Halifax
- Top cashback account: Up to 3% back with Santander 123 Lite
- Monese: Free £15.05 bonus
Savings offers
- Top regular saver: 3.04% from Natwest
- Top current account interest: 2.02% from Virgin Money
- Top easy access account: 0.5% from Atom Bank
Cards and bills deals
- 18 months 0% balance transfer credit card with no fee
- American Express: Up to £186 welcome bonus
- Three: SIM-only 12GB of data for £5.50 a month
- Curve: Free £10 welcome bonus
- PayPal: Refer friends for £10 credit
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Music Magpie: Free £5 credit when you trade in old CDs, books, DVDs or game
- Apple/Samsung: 0% finance deals new phones
- Holland & Barrett: Free £3
- Lidl: Coupon Plus promo
- Flowers: £10 off Bloom & Wild
- Emma Bridgewater: Free 1/2 pint mug with £40 spend
- LNER: Free £5 train travel credit
- Nectar: 99 free points
- Paperchase: 25% off everything
Entertainment deals
- Spotify: Including 12 months for the price of 10
- Apple Music: Four months free streaming
- Odeon: £9.99 Limitless membership
- Disney+: Including 6 months free and then £2 off
- Netflix: Inc Netflix & Chromecast bundle
- Rakuten: Free movie rental
- Mubi: One-year free streaming service hack
- Ethical Consumer: Free issue of the magazine
- Pick my Postcode: Free competition
- Lucky Voice: Free month of at home singing
Food and drink offers
- Tastecard: 90-day free trial
- Pret: Free coffee for one month
- Leon: Unlimited coffee for £15 a month
- Waitrose: £5 off online
- M&S: £5 off £40 food for new Sparks members
- Supermarkets: Cashback freebies
- Brewdog: 8 beers for £1.95
- Uber Eats: £10 off your first order
- Gousto/Hello Fresh: Voucher and cashback stack
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- Passive income from bank rewards
- Cinema reopenings: How to save money
- The best travel debit and credit cards
- YouTube: The best current accounts - May 2021 update
- Podcast #193: Summer holidays & protecting your bookings if you go away
- Amex cuts cashback rates on Platinum cards
- It’s time to cancel expensive Sky and Virgin TV subscriptions
- Ikea’s buy back scheme: How it works
- YouTube: The best savings accounts - May 2021 update
- YouTube: Ask Andy #11
- Podcast #191: Could you make £1,000 from cashback?
- Spotify to hike prices
- Do supermarket cashback apps really save you money?
- Can you pay less on your Council Tax?
- Ask Andy #10: Your money questions answered
- YouTube: The best credit cards - May 2021 update
- Podcast #189: Save money on music streaming
- Nectar & Sainsbury’s bonus point offers changing for some customers
- Santander 123 vs Santander 123 Lite
- How to search price history and know if you’re getting a good deal
- YouTube: Should you chase the best interest rates?
- Podcast #187: Listener survey results, current account & savings news, and answering your questions
- Discounted gift card hack & up to £150 back with new ISA
- Cheapest ways to watch the Oscar and Bafta nominees & winners
- Ask Andy #8 Your questions answered
- YouTube: Chip+1 savings account review - update
- YouTube: Best UK Current Accounts | April 2021 update
- Podcast #185: Lockdown money habits to keep & ditch
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