Your weekly money saving deals and news from money expert Andy Webb
My top content this week
BLOG, VIDEO & ARTICLES
Energy price cap drops but bills will still go up in April
This week energy prices finally fell - but that doesn't mean your bills will drop. In fact, they'll go up on April 1. Here's what you need to know.
How to save money on books
It's World Book Day, so to celebrate here are my tricks to cut what you pay for new and used books.
March 2023’s current account news & offers
It's a new month, so time for my update on current account new and offers, this time including
- The latest bank switching deals
- Cashback offers from Nationwide and Chase
- Risks for using Revolut for Halifax, TSB and NatWest debit card hacks
My month in money #14
My latest blog on how I've spent and saved in the last month looks at train delays, online shopping returns, Amazon Fresh stores and temporary direct debits for switching. Read more here.
ANNUAL SURVEY
Win a £25 voucher or 1-hour chat with me
Be Clever With Your Cash is nine years old! This blog post looks at what the last year has meant for my business (so it won't be for all of you!)
But, as is now tradition, I'm also asking you to fill in a survey on what you think about the blog, podcast and YouTube channel.
And in return, you'll be entered into a draw to win either a £25 gift voucher or a video chat with me. Here's more.
CASH CHATS PODCAST
308 | Train delay refunds, energy bill hike & my month in money
In the latest episode of the pod I’m talking about:
- How to get train refunds for delays
- Watch out for free returns that are hard to send back
- Switching direct debits for a quick bank switch
- Why the latest energy price cap cut doesn’t mean cheaper bills
- And more
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
Ask Andy Live: Tuesday 7 March 2023
My live Q&As are the best place to ask me your questions. The next one will be on Tuesday at 7pm.
Make sure you follow me on YouTube or Instagram to join in. The earlier you ask your question the more likely I'll have time to answer it.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are 3,600 of us in there so far!
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I'll also share a quick update on Instagram on Saturday morning.
1. Sky Sports: £19.99 a month for 12 months
NOW has emailed some customers offering cut-price access to Sky Sports for a year (or less if you wish). Here's more.
2. Totum Student Card: £12 course + £16.40 card
It looks like there are once again online courses available that'll make you eligible for a Totum student card. More here.
3. Train tickets: Beat Sunday's price hike
If you have train travel planned but haven't got the ticket yet, then book by Saturday to avoid a 5.9% fare increase. More here.
4. Wills: Free wills for over 55s
March is Free Wills Month for anyone over 55 years old, though a charitable donation is encouraged. More here.
5. Chase x Nutmeg: £100 bonus
Chase customers who've never invested with Nutmeg can claim a £100 bonus if they invest at least £1000. More here.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Banks
TSB: £200 + £55 cashback switch offer
There's a short-term boost to the TSB switching deal, with Quidco offering an extra £25 bonus cashback, on top of the £30 standard deal. Both the bonus and the switching deal end Friday. Find out if you qualify and what you need to do.
Top banking switch and welcome offers:
- First Direct switch: £175 bonus + £30 Amazon voucher
- Lloyds switch: £200 bonus (ends 7 March)
- Natwest switch: £200 bonus
- RBS: Up to £200 switch offer
- TSB: Up to £200 switch offer (ends 3 March)
- Monzo welcome: Free £5 offer
- Monese welcome: Up to £30 offer
- Tide business welcome: £75 cash bonus
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: Up to 3% back with Santander 123
- Top cashback on spending: 1% back with Chase
Savings
Zopa: Boosted notice accounts
Zopa has increased rates on its easy-access account to 3.07%, putting it second on the table, though if you are happy to give a month's notice you can increase it to 3.27%.
There's also been a big jump on a six-month fix, with FCMB now offering 4% via Raisin. Here are all the best paying accounts.
Top savings best buys:
- Top regular saver: 7% with First Direct
- Top current account linked interest: 5.12% with Barclays
- Top easy access account: 3.15% with Chip
- Top 1-year fixed account: 4.32% with My Community Bank
Credit cards
Top cashback credit card best buys:
- Boosted welcome bonus: American Express Platinum (boosted 50,000 points)
- Top non-Amex cashback welcome: Barclaycard Avios
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Cashback offers
- Cashback: Up to £91 for free
- YouGov: £50 cash for sharing bank data
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Nationwide: Get 5% supermarket cashback
- Snoop: Free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- NUS card: Alumni card trick
- Birthday freebies: Food, drink and vouchers
Entertainment deals
- Spotify: Including 12 months for the price of 10
- NOW TV: 40% off passes
- Apple TV+: Up to 11 months free
- Vue: Free ticket and movie rental
- Disney+: Save £2 a month
- Discovery+: Free with BT Sport and Sky
- Ethical Consumer: Free issue of the magazine
- Lotto: Free family days out
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Ocado: 25% off your first order
- Gousto & Hello Fresh: More than 90% off your first boxes
- Pringles: Free pack
- GreenJinn: £1 welcome credit
- Greene King: Free pint or spirit & mixer
- Brewdog: £150 bar credit for £99
- McDonald's & Burger King: Freebies from loyalty schemes
- Caffe Nero: 25% off drinks and pastries
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- Why you might need an ISA
- Chase extends 1% cashback
- Will a water meter save you money?
- Switch bank like a pro (again and again and again)
- What are loyalty card points worth?
- Santander Edge vs 123 vs 123 Lite
- Interest rate at 4%: what does the rise mean for you?
- MVNOs: The piggyback hack that’ll cut hundreds from your mobile phone bill
- Green Savings Bond at 4.2%: the best ethical savings?
- 5 steps to haggle down your bills
- The best American Express credit cards
- How to save at the cinema every day of the week
- How to earn rewards & freebies from your current account
- The best ways to use and earn Tesco Clubcard points
- What’s in my wallet for 2023?
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