Your weekly money saving deals and news from money expert Andy Webb
My top content this week
BLOG, VIDEO & ARTICLES
Why you might need an ISA
There are ways to save and invest tax-free that have meant ISAs have been less important in recent years. But with rising interest rates and forthcoming changes to some allowances might mean you need to consider an ISA again. Here's what's happening.
Chase extends 1% cashback
The best earning cashback card from Chase is going to carry on offering 1% back for at least another year, though there's now a minimum monthly deposit required and a cap on how much you can earn. All the details here.
Will a water meter save you money?
As with every other utility, water bills will be going up for most in a few months. For those not on a meter, moving to one could be an opportunity to actually pay less. And if you're already on one, there are ways to reduce your use. Here's more.
CASH CHATS PODCAST
307 | ISAs in 2023, Chase cashback & £200 NatWest bank switch
In the latest episode of the pod I’m talking about:
- What your tax free saving and investment allowances are
- How they’re under pressure or changing
- When an ISA might help
- Changes to Chase’s 1% debit card cashback
- £200 RBS/NatWest switching offer
- A listener question on Club Lloyds freebies
- And more
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
Ask Andy Live: TBC
My live Q&As are the best place to ask me your questions. The next one will be in a couple of weeks.
Make sure you follow me on YouTube or Instagram to join in. The earlier you ask your question the more likely I'll have time to answer it.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are 3,500 of us in there so far!
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I'll also share a quick update on Instagram on Saturday morning.
1. Supermarkets: £5 bonus cashback
Confirm an online order of £50 or more at Tesco, Asda, Waitrose and four other supermarkets via TopCashback to get a £5 bonus. And if you're new to TCB you can get a £15 welcome bonus on top. Here's more.
2. Lidl: £5 off £25 spend
You can claim a voucher to use by 28 February to save at Lidl. Here's more.
3. Amazon: £5 off £15 for some
Check your eligibility for this offer to save £5 when you spend £15 and collect from an Amazon pickup location. More here.
4. Netflix & NOW: £10 a month via BT
If you have BT broadband (or want to get it, though it's not the cheapest), you can add on BT TV, including basic Netflix, NOW Entertainment and a Freeview recording box for £10 a month. More here.
5. Asda: 25% off wine
The popular wine deal is back at Asda from Friday. More here.
6. Theatre: West End sale
The London Theatre Sale has returned, with seats from £15 on many big shows. More here.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Banks
First Direct: £175 + £30 Amazon voucher switch offer
There's a short-term boost to the First Direct switching deal, with USwitch offering an extra £30 Amazon voucher. Find out if you qualify and what you need to do.
Top banking switch and welcome offers:
- First Direct switch: £175 bonus
- Lloyds switch: £200 bonus
- Natwest switch: £200 bonus
- RBS: Up to £200 switch offer
- TSB: Up to £200 switch offer
- Co-operative Bank: Refer-a-friend and switch for £125 each
- Monzo welcome: Free £5 offer
- Monese welcome: Up to £30 offer
- Tide business welcome: £75 cash bonus
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: Up to 3% back with Santander 123
- Top cashback on spending: 1% back with Chase
Savings
Chip: 3.15% paying easy access account
Chip has boosted easy-access rates again, now back at the top of the table worth 3.15%.
There's also been movement on fixed-term accounts, now offering up to 4.47%. Here are all the best paying accounts.
Top savings best buys:
- Top regular saver: 7% with First Direct
- Top current account linked interest: 5.12% with Barclays
- Top easy access account: 3.15% with Chip
- Top 1-year fixed account: 4.32% with My Community Bank
Credit cards
Top cashback credit card best buys:
- Boosted welcome bonus: American Express Platinum (boosted 50,000 points)
- Top non-Amex cashback welcome: Barclaycard Avios
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Cashback offers
- Cashback: Up to £91 for free
- YouGov: £50 cash for sharing bank data
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Nationwide: Get 5% supermarket cashback
- Snoop: Free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- NUS card: Alumni card trick
- Birthday freebies: Food, drink and vouchers
Entertainment deals
- Spotify: Including 12 months for the price of 10
- NOW TV: 40% off passes
- Apple TV+: Up to 11 months free
- Odeon: Free weekly ticket
- Vue: Free ticket and movie rental
- Disney+: Save £2 a month
- Discovery+: Free with BT Sport and Sky
- Ethical Consumer: Free issue of the magazine
- Lotto: Free family days out
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Ocado: 25% off your first order
- Gousto & Hello Fresh: More than 90% off your first boxes
- Pringles: Free pack
- GreenJinn: £1 welcome credit
- Greene King: Free pint or spirit & mixer
- Brewdog: £150 bar credit for £99
- McDonald's & Burger King: Freebies from loyalty schemes
- Caffe Nero: 25% off drinks and pastries
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- Switch bank like a pro (again and again and again)
- What are loyalty card points worth?
- Santander Edge vs 123 vs 123 Lite
- Interest rate at 4%: what does the rise mean for you?
- MVNOs: The piggyback hack that’ll cut hundreds from your mobile phone bill
- Green Savings Bond at 4.2%: the best ethical savings?
- February 2023’s current account news & offers
- 5 steps to haggle down your bills
- February 2023’s savings round-up & news
- The best American Express credit cards
- How to save at the cinema every day of the week
- How to earn rewards & freebies from your current account
- The best ways to use and earn Tesco Clubcard points
- What’s in my wallet for 2023?
- The best auto savings apps and hacks
- How to get multiple American Express sign-up bonuses
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