Your weekly money saving deals and news from money expert Andy Webb
My top content this week
BLOG, VIDEO & ARTICLES
Switch bank like a pro (again and again and again)
With bank switch offers at their highest value ever, it's even better to be ready to switch repeatedly to get your hands on as much free cash as you can. I've shared here my top tips to help you do this.
What are loyalty card points worth?
Get confused about how much your Clubcard, Nectar and Advantage points are actually worth? Get the breakdown here, plus how much you'll need to spend in the first place to get enough points to actually use.
Santander Edge vs 123 vs 123 Lite
If you're paying bills out of your account it makes sense to use one that'll pay you cashback. This article compares the three options to help you decide which one will earn you the most money.
CASH CHATS PODCAST
306 | Your money in a relationship, loyalty points & piggyback mobile networks
In the latest episode of the pod I’m talking about:
- The risks of one person looking after all the finances
- How to split current accounts between a couple
- What you’ll actually earn from supermarket loyalty points
- Which mobile networks will get you the same service for less money
- A listener question about checking credit reports
- And more!
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
Ask Andy Live: Tuesday 21 February @ 7pm
My live Q&As are the best place to ask me your questions. The next one will be on Tuesday at 7pm.
Make sure you follow me on YouTube or Instagram to join in. The earlier you ask your question the more likely I'll have time to answer it.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are 3,400 of us in there so far!
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I'll also share a quick update on Instagram on Saturday morning.
1. Petrol: 5p off a litre at Morrisons
Spend £35 at Morrisons to claim a voucher to save on petrol. Ends this weekend. Here's more..
2. Lotto: Free family days out
If you buy a Lotto ticket or scratchcard you can use it for free or discounted entry to attractions such as Eden Project and National Trust properties from 18 to 26 March. Advance booking is recommended for some places, and that's open now. More here.
3. Chip: £25 welcome bonus
If you're new to savings app Chip you can sign up for a £25 bonus until Monday. You'll also get access to an instant access account paying 3.05%. More here.
4. Tesco: 25% off wine
The popular wine deal is back at Tesco (no doubt others will follow soon) and you can stack it with other discounts. You do need a Clubcard. More here.
5. Discount Dragon: Clearance food & drink
This online store (previously known as Yankee Bundles) has some decent discounts on close-to-expiration groceries, though they're all fine to consume. I spotted some Brewdog beer and Toblerone choc at low prices. More here.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Banks
Natwest & RBS: £200 switch offer
Two new switching deals launched this week - though you'll only be able to get one. The £200 from either Natwest or RBS is easy to get. Find out if you qualify and what you need to do.
Top banking switch and welcome offers:
- First Direct switch: £175 bonus
- Lloyds switch: £200 bonus
- Natwest switch: £200 bonus
- RBS: Up to £200 switch offer
- TSB: Up to £200 switch offer
- Co-operative Bank: Refer-a-friend and switch for £125 each
- Monzo welcome: Free £5 offer
- Monese welcome: Up to £30 offer
- Tide business welcome: £75 cash bonus
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: Up to 3% back with Santander 123
- Top cashback on spending: 1% back with Chase
Savings
Cynergy: New 3.11% paying easy access account
Late yesterday Cynergy Bank released a table-topping easy-access account paying 3.11%. Potentially it could mean close rivals respond and increase rates too. Here are all the best paying accounts.
Premium Bonds: prize rate increases to 3.3%
There's been yet another increase (the third in a row) for Premium Bonds. Find out how it compares to other savings rates and whether they're worth a go again.
Natwest: Digital Regular Saver increases to 6.17%
Alongside the £200 switch bonus, Natwest (and RBS) announced this week an increase of the Digital Regular Saver ratre to 6.17%. Here's how it works.
Top savings best buys:
- Top regular saver: 7% with First Direct
- Top current account linked interest: 5.12% with Barclays
- Top easy access account: 3.11% with Cynergy
- Top 1-year fixed account: 4.21% with Smart Save
Credit cards
American Express: 70,000 Avios welcome ends next week
If you're eligible for the boosted welcome bonus on the BA American Express Premium Plus credit card (and comfortably afford to spend £3,000 in three months), then you don't have long to apply for this card via the BA Executive Club. Details here.
Top cashback credit card best buys:
- Top welcome bonus: British Airways American Express Premium Plus (70,000 Avios = up to £430 profit in Nectar points)
- Top non-Amex cashback welcome: Barclaycard Avios
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Cashback offers
- Cashback: Up to £91 for free
- YouGov: £50 cash for sharing bank data
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Nationwide: Get 5% supermarket cashback
- Snoop: Free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- NUS card: Alumni card trick
- Birthday freebies: Food, drink and vouchers
Entertainment deals
- Spotify: Including 12 months for the price of 10
- NOW TV: 40% off passes
- Apple TV+: Up to 11 months free
- Odeon: Free weekly ticket
- Vue: Free ticket and movie rental
- Disney+: Save £2 a month
- Discovery+: Free with BT Sport and Sky
- Ethical Consumer: Free issue of the magazine
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Ocado: 25% off your first order
- Gousto & Hello Fresh: More than 90% off your first boxes
- Pringles: Free pack
- GreenJinn: £1 welcome credit
- Greene King: Free pint or spirit & mixer
- Brewdog: £150 bar credit for £99
- McDonald's & Burger King: Freebies from loyalty schemes
- Caffe Nero: 25% off drinks and pastries
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- Interest rate at 4%: what does the rise mean for you?
- MVNOs: The piggyback hack that’ll cut hundreds from your mobile phone bill
- Green Savings Bond at 4.2%: the best ethical savings?
- February 2023’s current account news & offers
- 5 steps to haggle down your bills
- February 2023’s savings round-up & news
- My month in money #13
- The best American Express credit cards
- How to save at the cinema every day of the week
- How to earn rewards & freebies from your current account
- The best ways to use and earn Tesco Clubcard points
- What’s in my wallet for 2023?
- The best auto savings apps and hacks
- How to get multiple American Express sign-up bonuses
- The top savings accounts for 2023
- Best Current Accounts for 2023
- Top credit cards for 2023
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