Your weekly money saving deals and news from money expert Andy Webb
My top content this week
BLOG, VIDEO & ARTICLES
Avios to Nectar swap range cut
If you are earning American Express Reward or Avios points then this change will mean you lose around 17% of the value when swapping Avios points to Nectar points. This is pretty massive - especially if you're trying to trigger a welcome bonus right now.
But the change won't happen for a few weeks so you will be able to convert some points now. Here's how it'll work and what it means for the rate you'll earn on cashback cards.
November 2022’s savings round-up & news
Here's my latest summary article and video looking at what's been happening with savings rates, and details of the best places for your cash.
More than books: 9 ways your library can save you money
Libraries are obviously great places to get the latest novels for free, but many also provide access to digital newspapers, magazines, comics, music and more. Here's what to look for.
My month in money #9 & #10: 7 weeks away
I kept it quiet, but I've actually been out of the country for the last two months! In my latest month in money series, I've shared what that meant for my spending and saving - including how we coped with the pound crashing against the dollar!
CASH CHATS PODCAST
291 | My 7-weeks away, an Amazon confession & Three’s forced SIM change
In the latest episode of the pod I’m talking about:
- My month(s) in money for September and October
- Planning a seven-week trip away
- Backup cards for spending abroad
- Amex Platinum disappointments
- Spending on Amazon
- Hedging against the pound’s crash versus the dollar
- Three forcing me to move my SIM
- And more!
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
Next live Q&A: Tuesday 7 November @ 7pm
My live Q&As are the best place to ask me your questions. The next one will take place on Tuesday at 7pm. Make sure you follow me on YouTube or Instagram to join in. The earlier you ask your question the more likely I'll have time to answer it.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are 2,600 of us in there so far!
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I'll also share a quick update on Instagram on Saturday morning.
1. Netflix: £4.99 "basic with adverts" option launches
From this afternoon you can reduce your Netflix subscription to £4.99 a month. That catch is you'll need to sit through some adverts. Another positive is this Basic with Adverts and the usual Basic tier are now upgraded to HD.
It's also your last chance to get the £6 per month Netflix, NOW TV and YouView box from BT. More here.
2. Apple TV+: Six months free
A new Black Friday deal has launched at Currys where you can get six months of Apple TV+ streaming with any purchase, including things for a few quid like cables and light bulbs. However, you can't get this if you've already had free months from Currys. More here.
3. Chromecast: £10 off
Google only launched the HD version of its decent streaming stick in September, and Currys has a code that will mean it costs just £25. More here.
4. Vue: £3.99 tickets
Ticket app Fever is offering tickets from £3.99 for a number of Vue cinemas. There's also the possibility you can stack this with a £4 referral code. Here's more.
5. Waitrose: 25% off wine
If you missed similar deals at other supermarkets then you can nab a decent discount if you buy six bottles or more from Waitrose. More here.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Banks: Natwest switch deal ends
The £175 deal ends at 5pm today, so grab it while you can. More on the Natwest deal here.
Top banking switch and welcome offers:
- Nationwide switch: £200 cash bonus
- First Direct switch: £175 bonus
- Lloyds switch: £150 bonus
- Monzo welcome: Free £5 offer
- Monese welcome: Up to £30 offer
- Revolut welcome: Free £10 offer
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: Up to 3% back with Santander 123 Lite
- Top cashback on spending: 1% back with Chase
- Top ethical bank: £60 voucher or donation via Triodos
Savings: 3% Lifetime ISA and 5% kids saver
A couple of new hikes worth pointing out here are a 3% paying Lifetime ISA from Moneybox and a 5% monthly kids saver from Halifax. More on all these and other best buys here.
Top savings best buys:
- Top regular saver: 5.25% with Club Lloyds
- Top current account linked interest: 5.12% with Barclays
- Top easy access account: 2.81% with Al Rayan
- Top 1-year fixed account: 4.6% with RCI
Credit cards
Top cashback credit card best buys:
- Top welcome bonus: American Express Preferred Rewards Gold (boosted 32,000 points = up to £280)
- Top non-Amex cashback: Barclaycard Avios
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Snoop: Free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- NUS card: Alumni card trick
- Birthday freebies: Food, drink and vouchers
- Cashback: Up to £91 for free
- Wills: Free wills in November
Entertainment deals
- BT TV: £6pm for Netflix, NOW Entertainment & a Freeview recorder
- Spotify: Including 12 months for the price of 10
- NOW TV: 40% off passes
- Apple TV+: Up to 8 months free
- Odeon: Free weekly ticket
- Vue: Free ticket and movie rental
- Disney+: Save £2 a month
- Paramount+: 30-day free trial
- Ethical Consumer: Free issue of the magazine
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Ocado: £20 off your first order
- Gousto & Hello Fresh: More than 90% off your first boxes
- Pringles: Free pack
- GreenJinn: £1 welcome credit
- Greene King: Free pint or spirit & mixer
- Deliveroo Plus: Free year via Prime
- Brewdog: £150 bar credit for £99
- McDonald's & Burger King: Freebies from new loyalty schemes
- Caffe Nero: 25% off drinks and pastries
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- Credit card stoozing: Earn interest from 0% borrowing
- Apple Music & TV+ prices hiked by up to 40%: How to beat it
- Cheap direct debits for bank switching and rewards
- How to search price history and know if you’re getting a good deal
- “Mini-Budget” 2022 Scrapped: What it means for your money
- Waitrose brings back “free” hot drinks
- Amex's Gold credit card just got better
- Is Three forcing existing customers to lose free roaming?
- New Chip autosave fees could cost you £41 a year
- Earn up to 150,000 Avios via Barclaycard and Barclays
- Supermarket Christmas delivery slots 2022
- Barclays Blue Rewards review: Earn 5.12% on savings
- Mythbusting October’s energy price hike
- Sky Stream: Will it save you money?
- Premium Bond prize rate increases to 2.2%
- How to earn £100 or more a year from cashback on your bills
- Restaurant discount cards compared – are they worth it?
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