Your weekly money saving deals and news from money expert Andy Webb
My top content this week
BLOG, VIDEO & ARTICLES
Credit card stoozing: Earn interest from 0% borrowing
I'm often sharing why I think cashback and reward cards are a great way to earn passively from everyday spending. Well, since savings rates have jumped up, it might work out more profitable to "stooze" using 0% purchase cards. All is explained here.
Apple Music & TV+ prices hiked by up to 40%: How to beat it
It was obviously going to happen. Once Apple TV+ started having "must watch" shows, the cheap £4.99 a month price was too good to be true. It's now £6.99 a month, while Apple Music has also increased in price. Here's what's happening, and a few tricks to avoid overpaying.
Cheap direct debits for bank switching and rewards
One of the issues I hear about a lot with bank repeat bank switching is you've run out of direct debits, often required to get the switching deals. This article takes you through some of the additional DDs you might not have thought about, including some you can set up very fast if needed.
How to search price history and know if you’re getting a good deal
Ever see a deal and think: "That's a bargain, I must buy it!"? Well, before you do, I'd suggest you take a look at the price history to see whether it really is a good price.
CASH CHATS PODCAST
290 | Regular savers return, stoozing vs cashback & price history tricks
In the latest episode of the pod I’m talking about:
- How regular savers work
- Whether stoozing can replace cashback cards
- How to check if a deal really is a deal
- A listener question on opening savings accounts and credit reports
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
Ask Andy: #57 Your money questions answered
Last Sunday I answered your questions live on YouTube - watch it back here, and also see my answers to some of the questions you've asked in the Facebook group.
Next live Q&A: TBC
My live Q&As are the best place to ask me your questions. The next one wll be early November and I'll let you know the date and time in a future newsletter. Make sure you follow me on YouTube or Instagram to join in.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are 2,500 of us in there so far!
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I'll also share a quick update on Instagram on Saturday morning.
1. Halloween: "Free" pumpkin
TopCashback is once again offering up to £2 back on a pumpkin purchase until next Monday. So if it costs less than £2, it's free. Don't forget, if you're new to TCB, you can also get a £15 welcome bonus when you spend £15. More here.
2. Guardians of the Galaxy: £25 Secret Cinema tickets
If you've never been to an immersive Secret Cinema event in London you're missing out. Though if you do go, you're also likely to shell out £100 or more!!! So this weekly lottery for the latest Marvel themed show, and last-minute deals, from TodayTix is well worth a go. More here.
3. Uber One: Three months free via O2
If you're often ordering from Uber Eats, then this extended free trial of Uber One is worth a look. You need to have O2 or Virgin Media to access the deal, or you can pay £10 and also get freebies such as weekly Odeon tickets and Greggs coffee for six months. More here.
4. Chip: Prize Draw deadline
Savings app Chip has boosted the prizes available in the monthly prize draw. If you want to enter, your money has to be in the account by Monday. Here's more.
5. Cashback: Up to £91 for free
Cashback sites are great, though they normally require you to spend some money to get the free money. However there are a handful of free trials that'll earn you money without spending - just remember to cancel before the first payments are taken. More here.
6. Supermarkets: Up to 5% extra
The deadlines to add money to Morrisons' and Sainsbury's Christmas Saver schemes are over the next few days, letting you get up to 5% extra to spend at those supermarkets. More here.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Banks: TSB switch deal ends
The up to £180 deal ends on Monday, though you've got another week and a bit for the switch to complete. More on the TSB deal here.
Top banking switch and welcome offers:
- Nationwide switch: £200 cash bonus
- TSB switch: Up to £180 bonus
- Natwest switch: £175 bonus
- First Direct switch: £175 bonus
- Lloyds switch: £150 bonus
- Monzo welcome: Free £5 offer
- Monese welcome: Up to £30 offer
- Revolut welcome: Free £10 offer
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: Up to 3% back with Santander 123 Lite
- Top cashback on spending: 1% back with Chase
- Top ethical bank: £60 voucher or donation via Triodos
Savings: 3% from HSBC, 4.5% from Halifax
Halifax has joined its sister banks Lloyds and Bank of Scotland by offering 4.5% via a regular saver. There's a cap of £250 a month, but across all three (if you have a current account with each), that's a decent return.
Another account worth a look at, though it can be beaten, is from HSBC. Current account holders can earn 3% on balances up to £10,000. Though if you withdraw any cash the rate drops to 0.5% for that month.
Elsewhere Chase Bank and NS&I have increased easy access rates, but they can be beaten by a number of other accounts. More on all these and other best buys here.
Top savings best buys:
- Top regular saver: 5.25% with Club Lloyds
- Top current account linked interest: 5.12% with Barclays
- Top easy access account: 2.81% with Al Rayan
- Top 1-year fixed account: 4.5% with Gatehouse
Credit cards
Top cashback credit card best buys:
- Top welcome bonus: American Express Preferred Rewards Gold (boosted 32,000 points = up to £280)
- Top non-Amex cashback: Barclaycard Avios
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Snoop: Free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- NUS card: Alumni card trick
- Birthday freebies: Food, drink and vouchers
- Wills: Free wills in October and November
Entertainment deals
- BT TV: £6pm for Netflix, NOW Entertainment & a Freeview recorder
- Spotify: Including 12 months for the price of 10
- NOW TV: 40% off passes
- Apple TV+: Up to 8 months free
- Odeon: Free weekly ticket
- Vue: Free ticket and movie rental
- Disney+: Save £2 a month
- Paramount+: 30-day free trial
- Ethical Consumer: Free issue of the magazine
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Ocado: £20 off your first order
- Gousto & Hello Fresh: More than 90% off your first boxes
- Pringles: Free pack
- GreenJinn: £1 welcome credit
- Greene King: Free pint or spirit & mixer
- Deliveroo Plus: Free year via Prime
- Brewdog: £150 bar credit for £99
- McDonald's & Burger King: Freebies from new loyalty schemes
- Caffe Nero: 25% off drinks and pastries
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- “Mini-Budget” 2022 Scrapped: What it means for your money
- Waitrose brings back “free” hot drinks
- Amex's Gold credit card just got better
- Is Three forcing existing customers to lose free roaming?
- New Chip autosave fees could cost you £41 a year
- Earn up to 150,000 Avios via Barclaycard and Barclays
- Supermarket Christmas delivery slots 2022
- Barclays Blue Rewards review: Earn 5.12% on savings
- Mythbusting October’s energy price hike
- Sky Stream: Will it save you money?
- Premium Bond prize rate increases to 2.2%
- Chip’s £10k Prize Savings Account: Is it worth it?
- Interest rate at 2.25%: what does the rise mean for you?
- How to earn £100 or more a year from cashback on your bills
- Restaurant discount cards compared – are they worth it?
- Why you need more than one bank account
- Swap old clothes for vouchers
- Will you pay tax on your savings?
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