Your weekly money saving deals and news from money expert Andy Webb
My top content this week
BLOG, VIDEO & ARTICLES
Will you pay tax on your savings?
Higher interest rate on our savings is good news (despite much, much higher inflation), but as they continue to rise, there's the chance that some of you might have to start paying tax on your interest.
I've broken down the allowances and how much you'd need to save at different rates to go past them.
Amazon credit cards to switch to Pulse by November
If you've got an Amazon credit card it's going to stop working a few months earlier than expected, with the replacement NewDay card taking over from November.
Here's what you need to know about the new card, and what it means for the existing cashback you've built up.
How to get the best price on your mobile phone contract and save
For most of you reading this, your mobile phone bill should be less than a tenner! Here's how to cut your bill without losing signal.
Virgin Money offers 25% back at the supermarket for switching
This new switching deal from Virgin Money is a little different to their previous offerings, and if you've been holding back this could be the time to nab it. You'll get 25% back for 60 days at supermarkets and petrol stations, up to a max of £160. Here's how it works and who can get it.
CASH CHATS PODCAST
281 | Buy Now Pay Later pros & cons, cut mobile bills & student bank accounts
In the latest episode of the pod I’m talking about:
- Should you be using Buy Now Pay Later?
- What to look for in student bank account
- How to cut your mobile phone bill
- Options if you don’t want the energy bill rebate
- Virgin Money’s new bank switch offer
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
Ask Andy #53
Catch on last Sunday's live Q&A and see answers to some of the questions you've sent me.
Next live Q&A: Thursday 8 September
My live Q&As are the best place to ask me your questions. The next one will be at 7pm on Thursday 8 September, so put it in your diaries. Make sure you follow me on YouTube or Instagram to join in.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are 2,200 of us in there so far!
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I'll also share a quick update on Instagram on Saturday morning.
1. Burgers: National Burger Day discounts
Today is National Burger Day, and there are loads of savings available, including a free vegan Whopper from Burger King. Here's more.
2. Ikea: 10% off
Shop in-store or online this weekend at Ikea and you can save 10%. Here's more.
3. Theatre: £15 West End tickets
TodayTix is running a London Theatre Week sale with tickets for big shows at £15, £25, £35 and £45. Here's more.
4. John Lewis: £5 and £15 off
MyJohnLewis members (it's free to join) can save £5 off £70 and £15 off £150 this weekend. More here.
5. Lebara: 12GB SIM for less than £3.50
A very cheap SIM deal is running via Lebara. You'll get 12GB of data for 1p a month for six months, and then pay £6.90. Over a year that's £3.46 a month. Here's more.
6. Wine: 25% off at major supermarkets
Over the bank holiday you can get 25% off six or more bottles of wine at Asda, Tesco and Sainsbury's - and they'll stack with other discounts. More here.
7. Craft Gin: £10 box (last chance)
This decent deal via a free Telegraph subscription ends on 31 August. You pay just postage to get a bottle of gin, mixers and other goodies. More here.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Bank switching: £175 at Santander or First Direct
Just a few weeks after relaunching a switching deal, Santander has increased the free cash from £160 to £175. More here.
Top banking switch and welcome offers:
- Santander switch: £175 bonus
- First Direct switch: £175 bonus
- Halifax switch: £150 cash bonus
- Nationwide switch: £125 cash bonus
- Virgin Money switch: Up to £160 cashback bonus
- Monzo welcome: Free £5 offer
- Monese welcome: Up to £30 offer
- Revolut welcome: Free £10 offer
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: Up to 3% back with Santander 123 Lite
- Top cashback on spending: 1% back with Chase
- Top ethical bank: £60 voucher or donation via Triodos
Savings: Nationwide ups regular savers to 3%
Nationwide customers can now get 3% interest on the Flex and Start to Save regular savers. Elsewhere, 1-yr fixes have gone to 3.21%. More here.
Top savings best buys:
- Top regular saver: 3.5% with First Direct
- Top loyalty regular saver: 5% with Yorkshire Building Society
- Top current account interest: 5% with Nationwide
- Top easy access account: 1.90% with Al Rayan
- Top 1-year fixed account: 3.21% with Smart Save
Credit cards:
Top cashback credit card best buys:
- Top welcome bonus: American Express Platinum (boosted 60,000 points & £200 travel credit)
- Top ongoing cashback: Amex Nectar (2 points per £1 = 1%)
- Top non-Amex cashback: Barclaycard Avios
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Snoop: Free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- Railcards: 1/3 off
- NUS card: Alumni card trick
- Birthday freebies: Food, drink and vouchers
Entertainment deals
- Spotify: Including 12 months for the price of 10
- NOW TV: 25% off passes
- Apple TV+: Up to 8 months free
- Odeon & Vue: Big ticket discounts
- Vue: Free ticket and movie rental
- Disney+: Save £2 a month
- Paramount+: 30-day free trial
- Ethical Consumer: Free issue of the magazine
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Ocado: £20 off your first order
- Gousto & Hello Fresh: More than 90% off your first boxes
- Pringles: Free pack
- Greene King: Free pint or spirit & mixer
- Deliveroo Plus: Free year via Prime
- Brewdog: £150 bar credit for £99
- Craft Gin Club: First box for £9.95
- McDonald's & Burger King: Freebies from new loyalty schemes
- Caffe Nero: 25% off drinks and pastries
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- Asda Rewards: How the loyalty scheme works
- Buy Now, Pay Later explained: Should you use it?
- The best student bank accounts
- What happens if you don’t pay your energy bill
- Interest rate at 1.75%: what does the rise mean for you?
- John Lewis credit cards to close in October
- Have you still got any old banknotes and coins?
- How to stack new Amex Platinum offers to make £900 in six months
- Do supermarket cashback apps really save you money?
- My month in money #7
- August's current account news roundup
- Amazon Prime price increase: Can (or should) you try to beat it?
- 3 essential credit card rules
- How to switch bank accounts
- Get 2 for 1 cinema tickets all year for just £1 with Meerkat Movies
- Overpay mortgage or add to savings?
- Curve card review – is it time to ditch it?
- Your forgotten cash and where to find it
- My tricks to spend less on streaming film and TV
- How to refill your water bottle for free
- How to get the best value sun cream
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