Your weekly money saving deals and news from money expert Andy Webb
My top content this week
BLOG, VIDEO & ARTICLES
What happens if you don’t pay your energy bill
The latest predictions for the price cap increases in October and in January are scary - potentially as high as £4,200 a year.
This will likely mean many can't afford to pay. Meanwhile there's a campaign asking us to collectively not pay in protest. Should you join in? Here's what can happen if you don't pay.
Interest rate at 1.75%: what does the rise mean for you?
Last week saw the largest single increase to the base rate in 27 years as the rate jumped to 1.75%. This will have an impact on your savings and borrowing. Find out how.
John Lewis credit cards to close in October
If you have the John Lewis Partnership card it'll stop working in a few months when it's closed. Though there will be a new card released, you'll have to apply for that from scratch if you want it. Find out what this means for your spending, points earned and your credit report.
Have you still got any old banknotes and coins?
In less than eight weeks you won't be able to spend old style paper £10 and £20 notes in the shop. But you don't necessarily need to rush out and use them as you can swap them, as well as old £1 coins, for the new versions. Here's how.
CASH CHATS PODCAST
279 | Interest rate at 1.75%, Santander’s switching deal & Amazon Prime price hike
The latest episode of the pod is a solo episode, and I’m talking about:
- The biggest rise to the Bank of England base rate in 27 years
- What impact it’ll have on your savings and borrowing
- Can and should you try to beat the Amazon Prime price increase?
- Santander’s latest bank switch deal and some boosted cashback on bills
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
Ask Andy #52
Watch my latest live Q&A, and read the answers to some of the questions you've sent through.
Next live Q&A: TBC
My live Q&As are the best place to ask me your questions. The next one should be in a couple of weeks. Make sure you follow me on YouTube or Instagram to join in.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are 1,800 of us in there so far!
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I'll also share a quick update on Instagram on Saturday morning.
1. Santander: 4% cashback on bills in September & October
If you pay for your energy bill by Direct Debit via the Santander 123 Lite account you'll normally get 2%. Well that will double for two months. Factor in the new £160 switch bonus and this is the best time to open the account if you don't already have it. Here's my review.
2. Netflix, NOW & Freeview: £9p/v via BT
BT Broadband customers can add on BT TV for two years at £9 a month. For this amount, you'll get a Freeview recording box worth £250 and subscriptions to Netflix (£5.99 p/m) and NOW Entertainment (£9.99 p/m).
It's a decent price just for the box if you're looking to ditch Sky or Virgin TV. But you do need to factor in whether you can get the broadband for less elsewhere. Here's more.
3. Spirit & mixer: Four cans for £2 stack
Combine a multibuy offer from Tesco and cashback from Shopmium to get four tins of gin, vodka, rum and Pimms at 50p each. Here's more.
4. Zopa: 1.81% easy-access savings
Rates are moving up again, and now Zopa offers the top-paying easy-access account. There are also ways to boost this further in short-term notice accounts. The limit has also been increased to £85,000. More here.
5. Mubi: £1 for three months
Indie and world movie streaming site is offering three months for £1. Here's more.
6. Co-op: £3 off £10
If you're new to Co-op's membership scheme (cost £1) you'll be able to get £3 off a £10 spend, along with weekly coupons. More here.
7. Airtime Rewards: £2 bonus
Add a promo code and spend £8 by the end of today via a connected card to get a £2 bonus. More here.
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Banking offers
- Santander switch: £160 bonus
- Halifax switch: £150 cash bonus
- First Direct switch: £150 cash bonus
- Nationwide switch: £125 cash bonus
- Virgin Money switch: 20,000 Virgin points bonus
- Monzo welcome: Free £5 offer
- Monese welcome: Up to £30 offer
- Revolut welcome: Free £10 offer
- Top reward account: £5 a month from Halifax
- Top cashback on bills: Up to 3% back with Santander 123 Lite
- Top cashback on spending: 1.5% back with Monese
- Top ethical bank: £60 voucher or donation via Triodos
Savings & investing offers
- Top regular saver: 3.5% with First Direct
- Top loyalty regular saver: 5% with Yorkshire Building Society
- Top current account interest: 5% with Nationwide
- Top easy access account: 1.81% with Zopa
- Top 1-year fixed account: 3.2% with National Bank of India
Cards and bills deals
- American Express: 60,000 point £200 travel credit welcome bonus
- Snoop: Free £5 Amazon voucher
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- Railcards: 1/3 off
- NUS card: Alumni card trick
- Birthday freebies: Food, drink and vouchers
Entertainment deals
- Spotify: Including 12 months for the price of 10
- NOW TV: 50% off passes
- Apple TV+: Up to 8 months free
- Odeon & Vue: Big ticket discounts
- Vue: Free ticket and movie rental
- Disney+: Save £2 a month
- Paramount+: 30-day free trial
- Ethical Consumer: Free issue of the magazine
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Ocado: £20 off your first order
- Gousto & Hello Fresh: More than 90% off your first boxes
- Pringles: Free pack
- Greene King: Free pint or spirit & mixer
- Deliveroo Plus: Free year via Prime
- Rekorderling: Free cider in pubs
- Craft Gin Club: First box for £9.95
- McDonald's & Burger King: Freebies from new loyalty schemes
- Caffe Nero: 25% off drinks and pastries
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- How to stack new Amex Platinum offers to make £900 in six months
- Do supermarket cashback apps really save you money?
- My month in money #7
- August's current account news roundup
- Amazon Prime price increase: Can (or should) you try to beat it?
- The cheapest ways to watch Premier League, EFL and other football on TV
- 3 essential credit card rules
- How to switch bank accounts
- Travel money: Find the best currency exchange rates
- Get 2 for 1 cinema tickets all year for just £1 with Meerkat Movies
- Overpay mortgage or add to savings?
- Curve card review – is it time to ditch it?
- Your forgotten cash and where to find it
- My tricks to spend less on streaming film and TV
- How to refill your water bottle for free
- How to get the best value sun cream
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