Your weekly money saving deals and news from money expert Andy Webb
My top content this week
BLOG, VIDEO & ARTICLES
Asda Rewards: How the loyalty scheme works
Asda has finally rolled out its new loyalty scheme nationwide. Rather than earn points on your spending, you'll earn money back on certain purchases. Here's everything you need to know, including how to use your earnings.
Buy Now, Pay Later explained: Should you use it?
One in three in the UK have used BNPL to split their purchase cost over a few months, and that's likely to keep growing. So if you already use it or plan to, here's what you need to know, including some hidden consequences.
John Lewis price match ends 23 August
In under a week, John Lewis will stop price matching. Here's what this means for anything you've bought in the last month or plan to buy this week.
The best student bank accounts
With A-Level results due today, a lot of young people will be looking to get a student bank account. Though it's tempting to go for the freebies (and this year two banks are offering £100), it's probably more important to look at the interest-free overdrafts. Here are my picks.
CASH CHATS PODCAST
280 | Cash is back, fixed mortgages & supermarket savings
In the latest episode of the pod I’m talking about:
- Why cash might help you budget
- Digital alternatives to jam jar or envelope budgeting
- Ways to spend less at the supermarket
- Pros and cons of long fixed mortgages
- Whether you should spend abroad with an Amex
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
Next live Q&A: Sunday 21 August
My live Q&As are the best place to ask me your questions. The next one will be at 7pm on Sunday. Make sure you follow me on YouTube or Instagram to join in.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are 2,200 of us in there so far!
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I'll also share a quick update on Instagram on Saturday morning.
1. Brewdog: £150 bar credit for £99
A new membership scheme from Brewdog is well worth a look if you visit their bars. You'll also get freee delivery on online orders over £15. Here's more.
2. Which? Magazine: £6 for a year's subscription
You can stack a 50% off sale at Which with cashback to pay just £20 rather than £70 to get the magazine for a year, and if you have an American Express card you'll be able to get another £14 back Here's more.
3. Costa: Free iced drink with purchase
Buy a drink at Costa on Friday and you'll get a voucher for a free drink next week. Here's more.
4. Apple: £120 gift card for students
Students are able to get savings on Macs and iPads all year round, but if you buy in the next few months you'll also get an £80 or £120 Apple gift card. More here.
5. Spotify: £9.99 for three months
If you cancelled Spotify Premium before mid-July this year then check your account to see if you can get three months for the price of one if you rejoin. Here's more.
6. House of the Dragon: 25% off six months Now Entertainment
The much-anticipated Game of Thrones prequel starts this weekend on Sky and NOW. I'd personally wait six or seven weeks so you can watch all 10 episodes but pay for just one month.
But if you can't wait there's a deal for new users to get six months of Entertainment and Cinema for £14.99. More here.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Bank switching: £175 First Direct
There's an improved offer this week's from First Direct, increasing the switching deal from £150 to £175 - the highest it's ever offered. More here.
Top banking switch and welcome offers:
- Santander switch: £160 bonus
- Halifax switch: £150 cash bonus
- Nationwide switch: £125 cash bonus
- Virgin Money switch: 20,000 Virgin points bonus
- Monzo welcome: Free £5 offer
- Monese welcome: Up to £30 offer
- Revolut welcome: Free £10 offer
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: Up to 3% back with Santander 123 Lite
- Top cashback on spending: 1% back with Chase
- Top ethical bank: £60 voucher or donation via Triodos
Savings: 1.9% easy-access savings
Another week, another increase. Al Rayan now offers 1.9%, while Cynergy's account is at 1.85%. More here.
Top savings best buys:
- Top regular saver: 3.5% with First Direct
- Top loyalty regular saver: 5% with Yorkshire Building Society
- Top current account interest: 5% with Nationwide
- Top easy access account: 1.90% with Al Rayan
- Top 1-year fixed account: 2.97% with My Community Bank
Credit cards: New 1% Asda cashback card
In more Asda news, there's also a new cashback credit card which will earn you 1% back at the supermarket and 0.3% elsewhere. If you apply before 28 August you'll get 2% back for the first 60 days on Asda spending. Here's my review.
Top cashback credit card best buys:
- Top welcome bonus: American Express Platinum (boosted 60,000 points & £200 travel credit)
- Top ongoing cashback: Amex Nectar (2 points per £1 = 1%)
- Top non-Amex cashback: Barclaycard Avios
-------
Follow me on social media
Want to stay connected throughout the week? I'm on Instagram, Facebook & Twitter.
-------
MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Snoop: Free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- Railcards: 1/3 off
- NUS card: Alumni card trick
- Birthday freebies: Food, drink and vouchers
Entertainment deals
- Spotify: Including 12 months for the price of 10
- NOW TV: 50% off passes
- Apple TV+: Up to 8 months free
- Odeon & Vue: Big ticket discounts
- Vue: Free ticket and movie rental
- Disney+: Save £2 a month
- Paramount+: 30-day free trial
- Ethical Consumer: Free issue of the magazine
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Ocado: £20 off your first order
- Gousto & Hello Fresh: More than 90% off your first boxes
- Pringles: Free pack
- Greene King: Free pint or spirit & mixer
- Deliveroo Plus: Free year via Prime
- Rekorderling: Free cider in pubs
- Craft Gin Club: First box for £9.95
- McDonald's & Burger King: Freebies from new loyalty schemes
- Caffe Nero: 25% off drinks and pastries
------
Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- What happens if you don’t pay your energy bill
- Interest rate at 1.75%: what does the rise mean for you?
- John Lewis credit cards to close in October
- Have you still got any old banknotes and coins?
- How to stack new Amex Platinum offers to make £900 in six months
- Do supermarket cashback apps really save you money?
- My month in money #7
- August's current account news roundup
- Amazon Prime price increase: Can (or should) you try to beat it?
- The cheapest ways to watch Premier League, EFL and other football on TV
- 3 essential credit card rules
- How to switch bank accounts
- Travel money: Find the best currency exchange rates
- Get 2 for 1 cinema tickets all year for just £1 with Meerkat Movies
- Overpay mortgage or add to savings?
- Curve card review – is it time to ditch it?
- Your forgotten cash and where to find it
- My tricks to spend less on streaming film and TV
- How to refill your water bottle for free
- How to get the best value sun cream
------
Are you following me on YouTube?
If you haven't already I'd really appreciate it if you could head over to YouTube to click "subscribe" and the little notification bell that appears next to it.
Please do tell any friends you think would find it useful too. Thanks!
0 comments