Your weekly money saving deals and news from money expert Andy Webb
My top content this week
BLOG, VIDEO & ARTICLES
New Chip autosave fees could cost you £41 a year
If you're currently autosaving with Chip, you might want to stop, as new fees introduced this week could add up to more than £40 over 12 months. Here are the details, and some alternatives to try instead.
Earn up to 150,000 Avios via Barclaycard and Barlcays
There's a huge 100,000 Avios points up for grabs for people opening up both the Barclaycard Avios Plus credit card and Barclays Premier current account - and potentially another two lots of 25,000 on top if you're new to one or both of those.
This 150,000 points, if converted to Nectar points, could be worth around £1,000 once fees are taken into account.
But you will need to have a high income and spend a fair whack to be eligible. Here's everything you need to know.
Supermarket Christmas delivery slots 2022
Online delivery slots are already open for Ocado and Waitrose and launch soon for Asda and Sainsbury's, with the rest on the way soon. Here's the full list of dates so far so you don't miss out.
All the latest bank switch deals - up to £200
In case you missed anything in the last few weeks, I've published my latest current account news and offers summary, including details on all the latest bank switch offers and the new 5.12% paying savings account from Barclays.
CASH CHATS PODCAST
288 | Savings vs mortgage, vouchers for old clothes & coping on the State Pension alone
In the latest episode of the pod I’m talking about:
- Whether you should put extra cash into savings or your mortgage
- What living on the State Pension alone is really like (with guest Sarah “Savvy woman” Pennells)
- How to get vouchers for donating old clothes
- A listener question about cashback
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
Ask Andy #56: Your money questions answered
Catch up on the latest YouTube live Q&A, plus check out some of my answers to your questions from the Facebook group, including whether direct debits need to be active before switching and should you cancel unused credit cards.
Next live Q&A: TBC
My live Q&As are the best place to ask me your questions. I'll let you know next week when the next one will take place. Make sure you follow me on YouTube or Instagram to join in.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are 2,500 of us in there so far!
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I'll also share a quick update on Instagram on Saturday morning.
1. Pub Fortnight: Free drink
It's apparently Nation Pub Fortnight, and one chain of pubs is giving away a free drink to celebrate. More here.
2. Tesco: Xmas bonus deadline
You've only got a week to pay into the Tesco Christmas Saver Scheme and earn a bonus of up to 6%. Here's more.
3. Morrisons: £10 off via Amazon
If you have Amazon Prime you can get a tenner off your first three Morrisons shops over £50. More here.
4. Odeon: Free ticket now valid all week with O2 and Virgin
The free Odeon ticket via O2 Priority has got even better as you can now use it any day of the week - though that likely means you really need to be fast at noon on Wednesdays to grab your one. And of course, you can get this even if you're not with O2 or Virgin Media. Here's more.
5. Lionsgate+: Free 30-day trial
The streaming service Starzplay is now called Lionsgate+, and it's offering a 30 day free trial to new customers. More here.
6. Spotify: Cancel now for 66% discount
I can't promise this will work, but around this time each year is a cut-off for cancelling a Spotify Premium account and being eligible for a "welcome back" three months or the price of one deal in November.
However, unlike other years a similar offer did run in the late summer, so there's a chance it won't happen as normal next month. More here.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Banks
Top banking switch and welcome offers:
- Nationwide switch: £200 cash bonus
- TSB switch: Up to £180 bonus
- Natwest switch: £175 bonus
- First Direct switch: £175 bonus
- Lloyds switch: £150 bonus
- Monzo welcome: Free £5 offer
- Monese welcome: Up to £30 offer
- Revolut welcome: Free £10 offer
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: Up to 3% back with Santander 123 Lite
- Top cashback on spending: 1% back with Chase
- Top ethical bank: £60 voucher or donation via Triodos
Savings: 2.75% easy-access savings and 4.35% one year fix
A new account launched this week offering the top easy-access rate without restrictions. You can earn 2.75% via this Santander account, and you don't need to be an existing customer.
Or if you're looking to fix for a year, Aldermore is offering 4.35%. More on these and other best buys here.
Top savings best buys:
- Top regular saver: 5.12% with Natwest/RBS
- Top loyalty regular saver: 5% with Yorkshire Building Society
- Top current account interest: 5.12% with Barclays
- Top easy access account: 2.75% with Santander
- Top 1-year fixed account: 4.35% with Aldermore
Credit cards: New welcome offers
American Express: Amex Gold £280 welcome offer
While Amex has boosted the welcome bonus on the Preferred Rewards Gold card to 30,000 points, or 32,000 with a refer-a-friend link. This could be worth £280 when swapped to Nectar. More here.
John Lewis: Partnership Card 3x points
You can earn the equivalent of 3.75% back at John Lewis and Waitrose for 90 days with new John Lewis Partnership cardholders. More here.
Top cashback credit card best buys:
- Top welcome bonus: American Express Platinum (boosted 60,000 points & £200 travel credit)
- Top ongoing cashback: Amex Nectar (2 points per £1 = 1%)
- Top non-Amex cashback: Barclaycard Avios
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Snoop: Free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- NUS card: Alumni card trick
- Birthday freebies: Food, drink and vouchers
- Wills: Free wills in October and November
Entertainment deals
- Spotify: Including 12 months for the price of 10
- NOW TV: 40% off passes
- Apple TV+: Up to 8 months free
- Odeon & Vue: Big ticket discounts
- Vue: Free ticket and movie rental
- Disney+: Save £2 a month
- Paramount+: 30-day free trial
- Ethical Consumer: Free issue of the magazine
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Ocado: £20 off your first order
- Gousto & Hello Fresh: More than 90% off your first boxes
- Pringles: Free pack
- GreenJinn: £1 welcome credit
- Greene King: Free pint or spirit & mixer
- Deliveroo Plus: Free year via Prime
- Brewdog: £150 bar credit for £99
- McDonald's & Burger King: Freebies from new loyalty schemes
- Caffe Nero: 25% off drinks and pastries
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- Barclays Blue Rewards review: Earn 5.12% on savings
- Mythbusting October’s energy price hike
- Sky Stream: Will it save you money?
- Premium Bond prize rate increases to 2.2%
- Chip’s £10k Prize Savings Account: Is it worth it?
- “Mini-Budget” 2022: What it means for your money
- Interest rate at 2.25%: what does the rise mean for you?
- How to earn £100 or more a year from cashback on your bills
- Restaurant discount cards compared – are they worth it?
- Why you need more than one bank account
- Swap old clothes for vouchers
- Christmas savings schemes: Boost your supermarket spending by 6%
- How to get an NUS student discount card, even when you’re not a student
- Money transfer credit cards – can they save you money?
- Will you pay tax on your savings?
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