Let me paint a picture for you .

It was my first day on my brand new college campus.

I was freshly an adult, freshly 'free', and the world was SO full of possibilities.

As I walked along the tree lined paths through the verdant green grass of the commons soaking in the early fall sunshine, it felt like everything had opened up to me.

I could do anything, become anything.

There were booths and tables every few feet all offering amazing clubs, groups, activities, and brand new prospects. All of them open to me!

The choices were seemingly endless to help me define the person I wanted to become.

Was I a sorority girl? Did I have a passion for photography or gardening or languages? Was I into sports of any or all kinds? Did I want to become politically active, support causes, volunteer time?

It went on and on.

Then there were ALL the credit card offers!!

There was at least 1 credit card booth ever third table. All of them with gifts and smiles and pictures of all the amazing things I could buy and win and do with these amazing cards.

They were only too eager to sign me up for a magical card.

Even at 18, I had to wonder about giving me a credit card as a full time student with no income. How was I going to pay for things?

Which was met with smiles and reassurances about six months no interest this, and minimal annual fee that.

So began decades of unhealthy financial choices and habits.

Would it surprise you to know I did not make great decisions and use of that card?

Like so many, I had not received the best education around finances.

In school I remember being taught how to make change, and that was about it. I think we discussed budgeting on a high level once in a class ages ago, but it was more a footnote.

At home, I had conflicting messages and I know my parents hadn't received any more formal education around finances than I had. That's just not the way our systems are set up.

Debt, like depression, has been a weight and burden I've carried for years.

Remember that this story started with me on my college campus? Yep, you may have already guessed I was already in more debt than I could comprehend simply by enrolling.

A couple years later I would discover the wonderful world of medical debt and the dark side of compound interest.

To this day, I'm still working with the repercussions of these obligations and all the ways it impacts both my life... and my family's lives.

In fact, financial strain was one of the major elements that resulted in my more than six year depression.

I'm strong enough now to admit I need help. I need to learn a better way, and I don't have to do it alone!

For some reason, after a certain age we just expect ourselves to know things. Even if we haven't had any education or training around that subject. Then we feel inhibited about admitting we need to learn or get help.

That is still a limiting belief I work on in myself so no shame if you're experiencing it too.

Today I'm thrilled to be talking LIVE with Nancy Ward, Financial Coach to Ditch the Credit Card Debt!

You can join the conversation TODAY at 11am PST and hear her own story as well as learn more about how she creates personalized strategies for her clients to finally break free from the minimum balance cycle with their cards.

Join us over on my Facebook feed and let's you and I figure this thing out together with the support we deserve!

To Your Dreams,

~Elizabeth Watson

P.S. If you're ready to envision a lifestyle of financial freedom as well as so many other amazing manifestations for yourself and your family, join my FREE upcoming 5-day challenge. Dreams To Reality | Visualization challenge for busy moms is your next step to living those dreams come true! Learn more here.