OCBC finally has pretty decent sign-up offers for its cards, offering S$228 cashback for its popular cards. A notable exception, the OCBC 90°N, is giving miles instead, promising a whopping 55,000 miles. The promo also requires a sizeable S$15,000 sp...

Summary Flexible working hours, cash in hand and no qualifications needed – that’s what we see when we think about food delivery jobs. But is there more to it? The first of a four part series looks at the daily realities of everyday Singaporeans. Hos...

As a new trading week is about to start, I am reminding myself not to be affected by Mr. Market’s mood swings. I am reminding myself that as an investor for income, my investment portfolio looks to be in a good place. My businesses should continue to...

It’s amazing how much wealth you can generate if you hold on to the right stock over many years. Compounding is one of the wonders of investing that you rely on to grow your wealth if you have patience and discipline. We demonstrated this logic with...

Rakuten Insight Surveys I have shared about this interesting side hustle on 10 Feb 2023 (See post: Side Hustle Review on how much I have earned – Rakuten Insight Surveys). For transparency and responsibility to my readers, let me provide some updates...

The US bank crisis seems to be getting worse every day. If you’re worried about your money in the local banks, you are not alone. That said, we think the local banks are pretty safe for now, I share reasons why. But first, let’s get you up to speed o...

The last time I passed a physical test was getting a bronze in my primary school NAPFA test. One month before I MR, I managed to get a Pass with Incentive for my IPPT in the last week of February with 36 push-ups, 31 sit-ups and 13:56 for my 2.4km ru...

On 1 February 2023, CapitaLand Integrated Commercial Trust (“CICT”) have announced their 2022 full year results. Overall the results are stable, though their gearing is still high and, not unexpected as similar to other retail and commercial REIT, th...

If you want pick the best stocks to grow your wealth, 10-K filings are one of the most common and important documents you’ll need to read before investing in a company. However, reading a 10-K filing can be an intimidating task for investors with no...

The latest Singapore Savings Bonds yields 3.01% for 1 year and 3.53% for the 10th year, giving us a 10 year average yield of 3.15%. The interest rates are paid every 6 months. Alternatively, Cash Management solutions like Endowus Cash Smart (Core: 3....