Photo by Towfiqu barbhuiya on Unsplash Dear Readers, Thank you for coming here! In a world where consumerism is promoted and celebrated, the idea of living frugally may seem counterintuitive. However, there are many benefits to living a frugal lifes...
So, SVB’s collapse has got everyone talking, right? But you’re probably wondering why we should even care. Well, understanding the banking crisis can help savvy investors like us spot similar issues in other financial institutions and protect our inv...
#2 Grab In 2020, the Malaysian government implemented a cash transfer program where they deposited money into the e-wallets of Malaysians during the pandemic. The program was a success in that it managed to transfer money to people who needed it with...
The April 2023 tranche of Singapore Savings Bonds (SSB) has an average yield of 3.15% over 10 years. This is not very appealing considering that other low to risk-free alternatives such as T Bills and bank fixed deposits easily yield more than 3.5% c...
When it comes to home improvement, most Americans likely think of two major stores: The Home Depot and Lowe’s. These companies have quickly gained market share in the industry, leaving competitors behind. Together, they held an impressive 81% of the...
You may assume that a faster-growing business always deserves a premium valuation but that’s not always the case. Growth is not the only criterion that determines valuation. The cost of growth matters just as much. In this article, I will explore fou...
I have a comment who tried to rub it in for the recent poor performance of my US small-cap value-weighted fund and request for some weird research that I can never do and would never be helpful. But I would take this opportunity to record some notes...
Over the past 18 months, the markets have been tumultuous and unpredictable. As an investor, I had to navigate through uncertain times and make decisions based on rapidly changing market conditions. In this article, I will elaborate on my experiences...
On 27 February 2023, CSE Global Ltd (“CSE”) have announced their full year result for 2022. Their financials have deteriorated in 2022 which is not unexpected given the current macro-environment. They seemed to have decided to maintain the final divi...
All eyes continue to be on the banking sector in the US and Europe. So far, regulators seem to have averted a full-blown financial system contagion and collapse. In Switzerland, the Swiss authorities have strong-armed UBS to acquire Credit Suisse, wi...