I may need to plan for Involuntary Retirement

One medical issue I’m grappling with is that I have dry lips, which means I’m not producing enough saliva when speaking. Dry lips make every lecture I present a chore. Beyond one hour of speech, I have difficulties as my throat becomes dry. The use o...

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Apr 07, 2023
Goal No. 7 (Rental Income) + SRS Portfolio

Goal No. 7 was many years in the making. It started with de-coupling, which I tried to do pre-Covid and only managed to do so in Feb 2022. I managed to secure a rental property in August 2022 (See pictures here) and took over the keys only in October...

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Apr 07, 2023
How to Lower Your Income Tax: Reliefs and Deductions

Tax season is here! Are you all geared up for it? For some, it can be a stressful time filled with anxiety and confusion; for others, it’s a time of reflection and planning for the future. Regardless, it’s important to understand the ins and outs of...

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Apr 07, 2023
7 Easy Hacks To Save On High Rental Rates In 2023

As we mentioned in a previous article, rental rates are at a six-year high, and are still likely to increase. 2022 has proven kind to landlords, but not so much to tenants. 2023 could be the year when rental starts to slow down as reported by The Str...

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Apr 07, 2023
March 2023 Portfolio Update and Thoughts on Inheritance

Mar 23 Portfolio Update Portfolio allocation as of Mar ’23. SG Shares: CDG, DBS, SGX, Valuetronics SG Reits: Syfe Reit+, Digital Core Reit US Growth: BABA, INMD, PYPL, SHOP, TDOC, UPST Another relatively quiet month in terms of capital deployment, wi...

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Apr 07, 2023
Why do we obsess with salaries? Why compare?

This is the first time I am doing this. It is the transcript of a YouTube video I made recently. People who prefer reading might like this. ———- Regular long-time followers of my blog know that I have become very reclusive in my retirement.   There a...

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Apr 07, 2023