It was the best of times and the worst of times to reach Financial Independence and Early Retirement (FIRE) over the past few years. Best of times, because the gains in equity investments up to 2021 meant that many people could reach their FIRE goal...
Excerpts from CGSCIMB report Manulife US Reit (SGX:BTOU) Portfolio occupancy dipped in 3Q22 but reversions improved qoq to +4.3%. Near-term focus is on portfolio repositioning and capital management. Reiterate Add with a lower TP of US$0.69. Highligh...
On 26 October 2022, Keppel Pacific Oak US REIT (“KORE”) have announced their 2022 third quarter business updates. Overall despite the negative market outlook, KORE’s results have been relatively stable as at 30 September 2022, and they seem well posi...
Are you struggling to manage your finances in Singapore? Do you feel overwhelmed by the number of credit cards and loans out there? Having a strong understanding of credit scores is essential to taking control of your personal finances. Your credit s...
When I read Kyith’s post titled ” Why Financial Independence with Children is Challenging“, I just thought that it is an interesting post with many truths in it. I would like to add another dimension to it. I always felt that a single guy’s life is s...
$SPY net highs/lows remains in negative terorrity (-65) on a -ve turned +ve session. Major indexes trimmed their losses to end the week <0.2%, with only $QQQ ended on -1.9%. The week ended with only Pharmceutical and Oil & Gas E&S closing...
I think I am pretty late to the game but just wanted to record on this cool AI technology. It’s been all over Twitter and the news on what ChatGPT is and how emails and articles can be crafted from it. Being an AI language model that can respond to y...
I’ve been getting quite a few questions on mortgages recently. The crux of it – whether it makes sense to repay your mortgage, instead of refinancing at ridiculous interest rates (latest rates are 4.25%). The answer is not so straightforward and a bi...
Cullen Roche over at Pragmatic Capitalism writes a short (like always), reflective post which I thought may be something that interests some of you. (Read Needs, Wants and Why We Always Feel Unfulfilled) He tries to link the recent change in his fami...