WEBINAR ALERT - Everything a Beginner Should Know About Bitcoin by Suraya Is bitcoin a cryptocurrency or is it digital gold, and what's the difference between the two? What is the 'crypto' part about, and why does everyone keep talking about blockchain? what should I know if I want to invest in bitcoin? Learn these and more in the 1-hour webinar! This webinar collaboration is done in part to promote+raise funds for MyAgeing™️ Financial Literacy & Educational Hub, so the research centre at UPM can do their work better ? The details: Date: 27 January 2021 Time: 10.00 – 11.00 AM Fee: RM30/pax Register now at http://bit.ly/3oP1OMm ? (if you're on mobile and cannot copy+paste, dm me, i give you clickable link lol) #personalfinancemalaysia #upmserdang #myageing.

Reading how other people navigate their financial life improves my financial literacy so much more than just getting financial advice on its own. Here are some recently-published ones to recommend: 1) Via Figuringgitout - Completing No Spend Challenge for a whole year - https://figuringgitout.com/10-things-i-learned-from-not-buying-anything-for-a-year/ 2) Via @ringgitfreedom The temptations of 0% instalments - https://ringgitfreedom.com/2021/01/17/2020-in-review-a-year-after-restarting-my-financial-journey/ 3) Via @im_funemployed Taking health is wealth seriously - https://imfunemployed.com/2021/01/19/my-2020-annual-review/ Do you know of other financial journeys to recommend? Pls tag them here, would love to check them out ? Follow all of them, if you haven't!

Opinion: If you read a lot of personal finance books, but none/minimal written by women, you don't know personal finance as much as you think you do ??‍? (Why: (1) Too Homo economicus, when humans are anything but, and (2) Tend to put 100% of success on personal responsibility without addressing systemic barriers) Here are some personal finance and related books written by women that I've read and loved. Do you have more to recommend? ? #personalfinancemalaysia #personalfinancebooks

NEW ARTICLE! Here's where my wedding reception is supposed to happen, but now cancelled indefinitely due to MCO 2.0 :) I'm one part sad, one part relieved, and 10 parts 'oh well, I'll just reallocate this budget to create other memories with family and friends in the future' ? You can read the breakdown of wedding-related costs totaling RM12,062.09 at ringgitohringgit.com ? #nikahpkp #mcowedding #weddingbudget #kahwinpkp #kahwinmalaysia

Attention! My sister's shop @marquise.my now dah ada website!!! Dari jual baju at Ramadan booths for extra income time college to instagram shop 24/7 balas customers sorang2 to now own website, Kakya is so proud of you ??❤️ If you like modest-style, easy to mix-and-match Uniqlo vibes, you'll LOVE her stuff. Go check out marquisecollection.com, now ada FREE SHIPPING! #goodbigsister #tolongpromote #smallbusinessmalaysia #sayajualbajucantik

RM8 bouquet of flowers from Jaya Grocer turned to two flower arrangements for the house ? One day I'll give myself a monthly fresh flowers budget since I love them so much but for now, this will do. It's a want not a need ? #flowersofinstagram #frugalhomedecor #freshflowersmakemehappy #jayagrocer

Jom borak pasal kewangan & azam tahun baru hari ni pukul 3.30pm di @bernamatvofficial! -- @bernamatvofficial Memasuki tahun baru, ramai yang mengambil kesempatan bagi menetapkan matlamat baru. Ini termasuk matlamat dan azam bagi ‘memperkukuh asas kewangan’ diri sendiri mahupun keluarga. #CucukDuit bersama Tawfiq Isa @tawfiqisa menemubual Suraya Zainudin, pengasas RinggitOhRinggit.com bagi mengetahui langkah-langkah realistik dalam menetapkan azam dan pelan kewangan peribadi 2021 dan bagaimana untuk terus komited melaksanakan perancangan tersebut sepanjang tahun ini.

I spent RM124.3k in 2020 ? Top 3 expenses were: Donations & Gifts (RM37.5k), Business (RM31.8k) and Utilities & Rent (RM14.5k) - combined, they make up 69% of all expenses I want to be clear. This is not a flex. I spent MORE than I earned. The only reason why my finances are still OK is because of savings + amazing ROI from investments. In any case, I maintain personal finance is personal and I prefer to be transparent anyway even tho I didn't hit my income target in 2020. Drafting my annual incomes and expenses article so look out for that in RoR soon! (p/s- before you ask, the app is called Money Lover) #2020spending #personalfinancemalaysia #moneylover

I do the wings, he do the beak ?

If anyone staying at chalet 1249, 1250, 1251 or 1252 at @berjayalangkawiresort found the other half of my gold hoop earring, please return it back to me :') Already informed management but so far no news yet ? #langkawi #berjayalangkawiresort #ileaned #langkawitrip