(5) Smart Reasons to Fight a Speeding Ticket in CT—It Might Save You on Insurance

Got a speeding ticket in Connecticut? That one slip could cost you hundreds over time in higher insurance premiums. Before you just pay it and move on, here are 5 reasons to slow down—and maybe fight back:

1. It Can Raise Your Insurance Rate for 3+ Years

In Connecticut, speeding tickets stay on your driving record for up to three years. Insurers use that record to determine your premium at every renewal.

2. DMV Points Can Add Up Fast

CT’s point system assigns 1–5 points per violation. Accumulate too many, and you could face increased rates, coverage restrictions, or even policy cancellation.

3. You Might Be Eligible for Dismissal or Reduction

In many cases, pleading not guilty gives you the opportunity for a reduced charge or dismissal—especially if it’s your first offense.

4. Insurance Companies Only See What’s on Your MVR

Your insurer doesn’t know about the ticket unless it hits your Motor Vehicle Report. Fighting it—and winning—could keep your record clean and your rates steady.

5. A Clean Driving Record Saves You Money

Drivers with no violations often pay significantly less. Keeping a clean record—whether by fighting tickets or simply slowing down—makes a big financial difference.

Bottom Line:

Sometimes the best move is to slow down. But if you’ve already been ticketed, contesting it could protect your insurance rate and save you money. If you're not sure how it’ll impact your policy, let’s talk—we’ll help you figure it out.

George P​age

Page Insurance, Ltd

(203) 453-5258​

www.pageins.com

​​To schedule a call, please use my online calendar (this is the easiest to book an appointment): Click HERE to choose a time that works for you.

Disclaimer: This article is for informational purposes only and does not constitute legal advice. For legal guidance on contesting a traffic violation, please consult a licensed attorney.