Hi ,

When a tree falls on a neighbor’s property, determining liability can be tricky. Typically, liability depends on whether the tree owner was negligent in maintaining the tree. Here are key points to consider:

Key Factors in Liability

1. Negligence: If a tree falls due to neglect—such as ignoring signs of disease or instability—the owner may be liable for damages. Property owners should regularly inspect and maintain their trees to prevent issues.
2. Acts of Nature: Severe weather events are considered "acts of God," which complicates liability. In these cases, homeowners’ insurance often covers damages regardless of fault.
3. Boundary Trees: Trees on property lines may be a shared responsibility, and local ordinances can influence liability.

Steps to Take

1. Assess the Tree: If a tree falls, have an arborist evaluate its condition to determine if neglect was a factor.
2. Review Insurance: Both parties should check their homeowner’s insurance policies for coverage details.
3. Consult Local Laws: Liability laws vary, so it’s essential to understand the rules in your area.

Preventative Measures

• Regular Inspections: Keep trees healthy with routine inspections and maintenance.
• Open Communication: Discuss tree care with neighbors to prevent disputes.
• Know the Laws: Be aware of local ordinances regarding tree maintenance and liability.

Conclusion

To avoid disputes, maintain your trees, communicate with neighbors, and understand your legal responsibilities. If a tree does fall, these steps can help ensure a fair resolution.

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Page Insurance, Ltd

(203) 453-5258

*Disclaimer: This article is for informational purposes only and does not constitute legal advice. For specific legal guidance, please consult with a qualified attorney.*