What Waffle House Can Teach Us About Insurance Claims

Hi ,

If you’ve ever heard of the Waffle House Index, you know it’s a quirky—but surprisingly accurate—way FEMA gauges storm severity. The idea is simple:

• Green: Waffle House is open, full menu. Things are fine.
• Yellow: Waffle House is open, but limited menu. Things aren’t great, but manageable.
• Red: Waffle House is closed. If Waffle House is closed, you know it’s serious.

Believe it or not, insurance claims follow a similar pattern:

• Green Claims: A cracked windshield or a small leak. Annoying, but life goes on.
• Yellow Claims: Bigger issues like burst pipes or a fender bender that sidelines your car for a while. Doable, but disruptive.
• Red Claims: Total losses—like a house fire or major accident. These shut things down and require the most support.

The good news? No matter the “color” of your claim, we’re here to help you get back to normal as quickly as possible.

Insurance is really about being prepared for the “red” days—because that’s when having the right coverage matters most.

Have questions about whether your current coverage would hold up in a “Red Waffle House” situation? Reply to this email or give us a call—we’ll walk you through it.

Your Insurance Team

Page Insurance Ltd

(203) 453-5258

www.pageins.com