Well Fam!

This email is very opinion-based. But I am going to share a perspective with you that most "financial geniuses" miss.

If you don't understand this, there is a high likelihood that you may end up as one of the old folks greeting people as they walk into Wal-Mart, unless, of course, they have robots doing it by then.

Anyway, when these geniuses decide to show you a financial illustration, what they show is an average rate of return.

This isn't an actual rate of return.

Let me explain using a 4-year investment as an example.

In this example, you've invested 100k into an XYZ 500 Index.

After the first year, your investment grew to 200k, yielding a 100% ROI.

After 2 years, your investment was down to 100k, yielding a -50% ROI.

The third year was fantastic because your investment is back up to 200k, yielding a 100% ROI.

Now it's the 4th year, and your investment is down 50%, leaving you back to your 100k.

So how much fuggin money have you made?

You've actually lost money due to inflation and management fees. But the geniuses are going to tell you that your investment has had an average return of 25%.

Now, how dafaq does that make sense? The math ain't mathin ... or is it?

Let's check it ...

100% - 50% + 100% - 50% = 100% / 4 years

Drumroll ..... 25% LMAO.

Do you see why I call this the Low-IQ way of investing?

Literally leaving the masses emotionally manipulated by a stupid number that does not reflect reality.

If you want to see a high-IQ wealth-building strategy that the 1% use? Then click the Discovery Call Link below for a complimentary personal financial services review!

Talk soon,

Monty Bains

High Performance Coach & Wealth Protection Professional

“It’s not about how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” – Robert Kiyosaki

Discovery Call