Get yourself the best deals for Christmas!
Dec 23, 2025 3:33 am
Hey
I walked into our local mall, looking for Christmas gifts.
Heavily distracted by the smells coming from the food court. I start by looking at the names of various stores, thinking, "I wonder if this has anything cool, or am I wasting my time?"
Salespeople at kiosks kept trying to steal my attention, as if I was going to get stuck in the real world's version of a social media doom scroll.
Suddenly, this Indian guy with a thick accent pops up out of nowhere and says to me, "Sir, please come check out this amazing offer we are having."
Damn, I just made eye contact, so I have to respond.
So I look at this young guy and my first thought was, "You know what's amazing, deodorant!"
Luckily, I managed to connect with my inner Buddha and say, "If I wanted to find an amazing deal for something, I would check out Amazon, because this place is a zoo."
You see, Amazon doesn't own any products, but it's the largest retailer on the planet right now, and it solved my problem of running into smelly salespeople at the mall by making shopping BO free and convenient.
I can even sit in my underwear, find what I need, click one button, and have it delivered to my front door.
The best part, I can see reviews and do my own research to get what I feel is the best deal.
So the question is, why don't most Canadians take it upon themselves to find the best deals on financial services and products?
Data shows we have approximately 50% of our income going towards servicing debt and taxes, which means we aren't saving enough money and are getting taken.
What would happen if we could save an extra $250 - $1000 per month and have that compounded for say 20 years? How much money would we be looking at?
$250 over 20 years, earning 17% would be $425,409.
$1000 over 20 years, earning 17% would be $1,701,636.
We assume banks are going to give us the best deal. But the truth is, they're in business to earn a profit, so they have an obligation to their shareholders. You take all the risk, if you want growth, or you give up growth for security.
BUT WHAT IF I TOLD YOU, YOU CAN HAVE BOTH!
That's exactly why I left working for greedy corporations and decided to become independent.
Now I have access to the best of the best products and services that only 9% of Canadians are using, including the very banks that are robbing most of us blind.
The lesson here is this: money never gets tired, so put it to hard work, earning high interest for you without taking on massive risk.
As Warren Buffett said, "The number 1 rule of money is never lose money, the second rule is, never forget rule number 1."
Coach Monty
P.S. - If you want to see how much more you would earn by doing what the banks are doing, email me bank saying "bank," and we will schedule a complimentary financial review.