Operating a retail finance company or an issuing bank and still confused about whether to offer BNPL as a product feature? PayPal CEO Dan Schulman said that BNPL usage has soared through the roof. What are the implications for banks and Fincos offer...
Indra Nooyi was in Dubai 4 months back (Feb 2022), for the Emirates Literature Festival , and we went to watch her speak about her book. We thought of it as an excellent opportunity to inspire our 12-year-old daughter. After all, Indra graduated from...
Today the Fed (June 2022), has just announced the most significant rate hike in nearly three decades of 0.75%. What are the implications for Startups?
Blockchain is going to revolutionize the Internet as we know it. Several use cases have already been developed and functional (NFTs, Cryptocurrencies, Decentralized Finance and so on). So naturally, my next step was how can we help others to get on t...
Upstart’s story Upstart is a Fintech company in the US that functions as a lending marketplace connecting borrowers to lenders and takes a fee for doing so. “Founded by ex-Googlers, Upstart goes beyond the FICO score to finance people based on signal...
Confused by all the talk about Web3.0? I made an infographic that explains the key differences. The best explanation that I got was by reading Chris Dixon on this subject and I paraphrase- Web 1.0 was all about reading static web pages, Web 2.0 is ab...
Business leaders and boardrooms worldwide are probably asking: "What is my metaverse strategy? Why does the Metaverse matter?" JP Morgan's report on opportunities in the Metaverse speaks about trends converging towards creating multiple metaverses....
Why ENS? First, why do you need an ENS? It is a smart contract that translates ETH addresses to something searchable like renjitphilip.eth No one can take the Ethereum name away from you as the ownership is recorded on the blockchain.
Insurtech rising. Insurance is a USD 6 Trillion business globally, and big tech and startups have started taking aim at it. It has high capital costs, fragmented distribution, and regulatory hurdles and is therefore ripe for disruption. The availabil...
Close to one-third of adults – 1.7 billion – are still unbanked, according to the latest World Bank’s Findex data. About half of unbanked people include women in poor households in rural areas or out of the workforce. Millions of people are being ex...
