Hi

After a slow couple of years, Ontario’s housing market is waking up. Activity picked up this summer — especially in Durham and York, where prices remain about 30% below 2021 peaks. It’s not a full rebound, but buyers are back:

• ✅ More pre-approvals & purchase activity (but still under long-term averages)
• 👩‍👩‍👦 First-time buyers in their 30s & 40s are leaving rentals behind
• 🏠 Move-up & downsizing sellers are taking advantage of better selection

If you don’t need to move right now, patience may still pay off — prices could soften further.

But if life’s pushing you to buy or sell (marriage, kids, upsizing, downsizing), there are opportunities with more inventory and motivated sellers. Read more here...

Ontario's Real Estate Market This Fall: What You Need to Know

The Market Shift is Real – And It's Creating Opportunities

First-time buyers, families looking to upsize, and those ready to downsize: Ontario's real estate landscape is evolving, and smart buyers are positioning themselves for what's ahead.

First-Time Buyers: You're Not Alone in Waiting for the Right Moment

The demographics are shifting. Today's first-time buyers are entering the market later – often in their late 20s to 40s – but they're coming in stronger and smarter than ever.

The numbers tell the story:

• 28% of prospective first-time buyers have saved 20%+ for their down payment
• 33% have 15% or more ready to go
• Only 10% are relying on family gifts – the rest are making it happen themselves

Watching and waiting? You're in good company. 68% of potential buyers say a 5-10% price drop would be their green light, while 64% are eyeing interest rate decreases of 0.5-1%.Read more here.

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I need a favour to ask. Do you have friends or family members who are thinking about buying their first home? They're probably feeling the same mix of excitement and uncertainty that you once did. The Canadian housing market can feel complicated, but it doesn't have to be scary when you have the right information.

Would you mind sharing this guide with them?

Whether they're just starting to dream about homeownership or actively house hunting, this resource covers everything from understanding CMHC requirements to budgeting for ongoing maintenance costs – all tailored specifically for the Canadian market.

Your recommendation means the world to someone who's feeling lost in real estate and mortgage jargon or wondering if they can actually afford to buy. Plus, there's something really special about helping a friend unlock the door to their first home!

Just forward this email or send them the guide directly. You might just be the reason they take that exciting first step toward homeownership.

Thanks for helping us spread the word – together, we can make homebuying less intimidating for everyone!

Click To Get The Guide

Rooting for you,

Fred

P.S. If you have any questions as you continue your homebuying journey, don't hesitate to reach out. I'm here to help!

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