Instagram LogoA 62 page credit report was my first signal that something needed to change in my life. My son's health crisis in 2010 meant that the medical bills piled up. And when the medical bills required cash to cover them, that meant that all other bills went on the credit card. Of course, to cover the credit card, I turned to personal loans. And soon I found myself on the debt treadmill. My debt drama started in 2010, but did not reveal itself until a few years later. During this COVID time, some experts believe that many of are sleep walking into our own personal debt crisis. In 2013, as the extent of my poor debt choices revealed themselves, I realized that my financial education was lacking in the area of debt management. Of course, I knew what debt was. A challenge I had was that no one was educating me on how to build a debt portfolio that would build wealth. I was faced with household debt that did not add to long term growth - rather I needed help to pay for what I consumed. Again, this COVID19 pandemic has pushed household debt higher. What I knew was that a banker would give me a loan. What I did not know that was (a) my credit report was a source of wealth and (b) if I built the right debt portfolio, I would be able to grow my financial independence. None of that was on my radar in 2010. https://www.youtube.com/watch?v=ux3vgiBFrzw&list=PLkdmM4FPvW0dD3mv2hm-AleAX10G5Z7aO&index=5 Get more expert interviews at www.youtube.com/FinanciallyFocused - share, subscribe, and like our Channel. Get your FREE $100k money map at www.financiallyfocusedmedia.com #7figures #empoweredliving #remotework #sidegig #createthelifeyoulove #integratedhealth