One of the reasons ETFs have exploded in popularity recently is because ETFs are more tax efficient compared to mutual funds. Why are do ETFs have better tax efficiency, and when does this difference even matter? One note before we get started: To be...

I don’t think there is any better teacher than history for investors today. “There is no better teacher than history in determining the future… There are answers worth billions of dollars in a $30 history book.” ― Charles T. Munger, in Poor Charlie’s...

Below is a simple 5 question quiz presented to 25,000 Americans. Only 14% got all 5 answers correct. We have also updated this to include the new “bonus question”available. This is troubling because not understanding these topics can have a profound...

While I hope 2021 brings along a lot of improvement, it seems likely we have at least a few months to lay low and hunker down before life returns to normal. Between New Years resolutions, winter weather, and the coronavirus, there has never been a be...

With a new year comes new IRS rules. Here’s what has changed for 2021 in regards to how much you can contribute to your IRA, 401k, and Roth IRA – Along with various income restrictions to be eligible. As a reminder, you have until April 2021 to make...

It is very easy in hindsight to be in awe of one of today’s “great” stocks, and dream about how much money you could have if you had only invested decades ago. For example, Apple stock since 1992, which is up about 8,300%:   But this doesn’t tell the...

I first heard of the book “The Outsiders” in Berkshire Hathaway’s 2012 letter to shareholders. And who is going to ignore a book that Buffett calls “outstanding!”? The book goes in detail on 8 different CEOs who excelled at creating exceptional long...

Warren Buffett’s 2014 letter to shareholders tells the amazing story of Buffett buying Berkshire Hathaway. At the time Warren’s investing style, taught by Ben Graham, was to look for “cigar butt” stocks – stocks that were dirt cheap, but provided a “...

“…have an adequate idea of stock market history, in terms, particularly, of the major fluctuations. With this background you may be in a position to form some worthwhile judgment of the attractiveness or dangers…of the market.” – Ben Graham As I writ...

Continuing an annual tradition here on Begin To Invest, I added Buffett’s 2020 letter to the compilation of quotes from each year of Buffett’s letters to Berkshire Hathaway shareholders. My selection includes some words of wisdom, stories of success,...