While it’s generally a good idea to defer as much income as possible into your available IRAs, 401(k)s and Roth accounts, as with everything else in life, too much of a good thing can be a problem as well. When you have the bulk of your financial ass...

Understanding the limiting notions that we carry around can be helpful when facing adversity in our financial lives. The post Know Thyself appeared first on Getting Your Financial Ducks In A Row. Related posts:Wash Sale Rules Reasons #12 & #35...

IRA history is long and has seen many changes over the years. This article follows the major legislative history of the IRA. The post History of the Individual Retirement Arrangement (IRA history) appeared first on Getting Your Financial Ducks In A R...

Review of a PLR that provides relief for a taxpayer who did not complete a rollover within the required 60 days. The post When a 60-day Rollover is Not a 60-day Rollover appeared first on Getting Your Financial Ducks In A Row. Related posts:60-day...

The last bastion of flexibility in Social Security claiming strategies seems to be the coordination of retirement benefits with Survivor benefits. The post Survivor Benefit flexibility appeared first on Getting Your Financial Ducks In A Row. Relate...

What happens at full retirement age when you've been receiving disability benefits all along? Do you have options? The post Disability Benefits at Retirement Age appeared first on Getting Your Financial Ducks In A Row. Related posts:No Application...

A DPOA might make a lot of sense if you have a period of incapacity. Especially for your IRA, if you have a Roth Conversion strategy. The post Disability and Your IRA appeared first on Getting Your Financial Ducks In A Row. Related posts:Staging Yo...

Illustrating the difference between Full Retirement Age for retirement benefits versus Full Retirement Age for survivor benefits. The post FRA for Retirement Benefits vs FRA for Survivor Benefits appeared first on Getting Your Financial Ducks In A Ro...

Designating a contingent beneficiary can be an important part of your overall wealth distribution plan. Learn more here. The post Contingent Beneficiary Designation appeared first on Getting Your Financial Ducks In A Row. Related posts:Inherit an I...

I received the following question from a reader. It’s a unique situation that you may find interesting, so I thought I’d share the interaction with you: Here’s my situation, this year I started with the following: (A) Rollover IRA (from rollover fund...