A Roth Conversion strategy may be a very helpful way to generate a tax-efficient legacy for your heirs, while reducing the overall cost. The post Pre-Death Planning: Roth Conversion appeared first on Getting Your Financial Ducks In A Row. Related p...

Explanation of how Net Unrealized Appreciation (NUA) works for a 401(k) or other workplace retirement account. The post Net Unrealized Appreciation Treatment appeared first on Getting Your Financial Ducks In A Row. Related posts: When To Apply for...

Depending on your income and other factors, you many not need to file a tax return. However, in some cases you may want to file anyhow. The post Do You Need to File a Tax Return This Year? appeared first on Getting Your Financial Ducks In A Row. Re...

Note: you can find the first part of this discussion of Social Security Survivor Benefits at the link. Part 1 covered the basics of Survivor Benefits, and this article covers other considerations with the Survivor Benefit, including non-spouse survi...

Basics of the Social Security Survivor benefit. This article lays the foundation for understanding this confusing aspect of Social Security. The post The Social Security Survivor Benefit – Part 1 appeared first on Getting Your Financial Ducks In A Ro...

An IRA could be useful to restrict certain inherent rights that are required within qualified retirement plans covered by ERISA. The post Using An IRA Rollover to Eliminate Federal Spousal Rights appeared first on Getting Your Financial Ducks In A Ro...

Further explanation of the tenets behind the Social Security Spousal Benefit provision for clarification and better understanding. The post The Social Security Spousal Benefit – Further Explanation appeared first on Getting Your Financial Ducks In A...

Introducing the age 55 exception for a withdrawal from a 401(k) plan. Penalty free, with some restrictions applied. The post The Post-55 Exception to the 10% Penalty for Withdrawals from 401(k) appeared first on Getting Your Financial Ducks In A Row....

Things to consider with an inherited 401(k) plan - such as, you can convert the plan to a Roth IRA, enjoying tax-free withdrawals afterward. The post Converting an Inherited 401(k) to Roth appeared first on Getting Your Financial Ducks In A Row. Re...

You have a decision to make when it comes to taking RMDs from your IRAs. You're allowed to take them all from one, or one from all. The post Which Account to Take your RMDs From appeared first on Getting Your Financial Ducks In A Row. Related posts...