Your weekly money saving deals and news from money expert Andy Webb
"There's another Bank of England meeting this morning, so after lunch, I'll publish an article and video sharing whether the base interest rate is going up again, and what that might mean for your money. So keep an eye on the blog and YouTube channel!" Andy
My top content this week
BLOG, VIDEO & ARTICLES
5 steps to haggle down your bills
Many of the big mobile, TV and broadband providers have announced hikes of around 14% this spring, so if you want to save money you'll either need to switch away or get on the phone and haggle.
I was on Channel 4's Steph's Packed Lunch this week talking about how to do this, and you can read my tips here.
February 2023’s savings round-up & news
My latest look at the savings news you need to know includes 3.03% and 3.04% easy access accounts, a new 5% regular saver and a 4.25% paying ISA. Plus lots more!
My month in money #13
Each month I share how I've been spending and saving, often writing about extra things that aren't enough to make a whole article. Find out what happened in January.
66 Natwest branch closures set for 2023
23 new branches have been announced to close by Natwest this year on top of 43 going over the next few months. Find out which ones are going.
Barclays to close 41 branches – find out which ones
And Barclays are at it again too! The third announcement in the last couple of months adds 15 more branches that'll go. Here's the list of all 41.
CASH CHATS PODCAST
304 | Are Avios worth it, consumer rights fight, hating Zilch cashback & more (My Month in Money)
In the latest episode of the pod I’m talking about:
- My spending and saving in the last 30-odd days, including:
- Fighting for my consumer rights over a broken laptop
- Using Zilch cashback (and hating it)
- Working out the value of Avios points
- Using coupons at Waitrose
- Getting a refund after switching mobile
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
Ask Andy Q&A: Tuesday 7 February @ 7pm
My live Q&As are the best place to ask me your questions.
The next one will be on Tuesday 7 February at 7pm. Make sure you follow me on YouTube or Instagram to join in. The earlier you ask your question the more likely I'll have time to answer it.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are 3,200 of us in there so far!
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I'll also share a quick update on Instagram on Saturday morning.
1. John Lewis: £5 and £10 off
Many members of the free MyJohnLewis scheme will find vouchers worth £5 off £70 or £10 off £90 in their accounts. It's worth a look. More here.
2. Flowers: Up to £15 off
With Valentine's Day in two weeks, it's worth signing up for some deals on flowers, including £10 off your first Bloom & Wild order, and another £5 credit available too. More here.
3. Sainsbury's: "Big Nectar Points Bonanza"
This Saturday you can get an instant Nectar win of up to £25 if you shop at Sainsbury's and spend £20. More here.
4. Amazon Fresh: £5 credit
You can get a fiver to spend at Amazon's London grocery stores. More here.
5. Theatre: West End sale extended
The big London theatre sale is now running until the end of March, with new tickets released for big shows. More here.
6. Shopmium: Free box of truffles
Supermarket cashback app Shopmium is giving away free Monty's Bojangles truffles in February if you make 10 other claims this month. Don't forget you can also get free Pringles if you're new to the app. More here.
7. Vue: Free ticket via Telegraph
I was a week early with this one! Sign up for a free trial of the Telegraph and you'll be able to claim a free Vue ticket and Chili movie rental THIS Friday afternoon. More here.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Banks
TSB: Up to £200 switch offer
TSB has launched a new switching deal worth £125, with another £75 available in October if you stick around. There's also the potential for up to £50 on top if you go via cashback sites. Here's everything you need to know.
Co-operative Bank: Refer-a-friend and switch for £125 each
Co-op Bank have also relaunched a switching deal. You'll need to be referred by a friend who also has an account too - and you'll both get £125. All the details here.
Top banking switch and welcome offers:
- First Direct switch: £175 bonus
- Lloyds switch: £200 bonus
- Santander: £200 switching deal
- Monzo welcome: Free £5 offer
- Monese welcome: Up to £30 offer
- Tide business welcome: £75 cash bonus
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: Up to 3% back with Santander 123
- Top cashback on spending: 1% back with Chase
Savings
Kroo: Up to £30 cashback plus 3.03%
New digital current account Kroo is offering 3.04% interest on balances, and if you go via a cashback site you'll be able to get £20 back too. Plus if you're new to TopCashback I've got a link that'll get you another £10. Here's more in my latest best buy savings guide.
Top savings best buys:
- Top regular saver: 7% with First Direct
- Top current account linked interest: 5.12% with Barclays
- Top easy access account: 3.03% with Kroo
- Top 1-year fixed account: 4.16% with Smart Save
Credit cards
Top cashback credit card best buys:
- Top welcome bonus: British Airways American Express Premium Plus (70,000 Avios = up to £430 profit in Nectar points)
- Top non-Amex cashback welcome: Barclaycard Avios
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Cashback offers
- JamDoughnut: £4.50 welcome offer
- Cashback: Up to £91 for free
- YouGov: £50 cash for sharing bank data
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Snoop: Free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- Trainline: £15 off season tickets
- NUS card: Alumni card trick
- Birthday freebies: Food, drink and vouchers
Entertainment deals
- Spotify: Including 12 months for the price of 10
- NOW TV: 40% off passes
- Apple TV+: Up to 11 months free
- Odeon: Free weekly ticket
- Vue: Free ticket and movie rental
- Disney+: Save £2 a month
- Discovery+: Free with BT Sport and Sky
- Ethical Consumer: Free issue of the magazine
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Ocado: 25% off your first order
- Gousto & Hello Fresh: More than 90% off your first boxes
- Pringles: Free pack
- GreenJinn: £1 welcome credit
- Greene King: Free pint or spirit & mixer
- Brewdog: £150 bar credit for £99
- McDonald's & Burger King: Freebies from loyalty schemes
- Caffe Nero: 25% off drinks and pastries
- Franco Manca: £5 Pizzas
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- The best American Express credit cards
- Premium Bond prize rate increases to 3.15%
- How to save at the cinema every day of the week
- 40 more Halifax and Lloyds branches to close in 2023
- How to earn rewards & freebies from your current account
- How to survive until payday when you’re out of cash
- The best ways to use and earn Tesco Clubcard points
- Barclays to close 26 branches – find out which ones
- What’s in my wallet for 2023?
- The best auto savings apps and hacks
- How to get multiple American Express sign-up bonuses
- The top savings accounts for 2023
- Best Current Accounts for 2023
- 9 ways to cut your household bills
- Be a seat filler and get cheap tickets
- Are savings challenges worth it?
- Top credit cards for 2023
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